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Cashify Personal Loans from $500–$2,000: Max. Monthly Interest Rate is 4%. Max. Annual Percentage Rate (APR) is 48%. Establishment Fee is 20% of the loan amount borrowed. Admin Fee is $10 per month. Min. loan term is 90 days or 3 months. For example, a loan of $500 borrowed for 3 months equates to a total amount payable of $702, comprised of $500 Principal (amount borrowed), $100 Establishment Fee, $72 in Interest & $30 in Admin Fees. Cashify Personal Loans from $2,000–$5,000: Max. Monthly Interest Rate is 4%. Max. Annual Percentage Rate (APR) is 48%. Establishment Fee is $370. Admin Fee is $10 per month. Min. loan term is 90 days or 3 months. For example, a loan of $2,000 borrowed for 3 months equates to a total amount payable of $2,684.40, comprised of $2,000 Principal (amount borrowed), $370 Establishment Fee, $284.00 in Interest & $30 in Admin Fees. Cashify Personal+Plus Loans from $5,000–$50,000: Annual Percentage Rate (APR) is from 8.50% to 29.99%. Establishment Fee is $498. Admin Fee is $10 per month. Min. loan term is 180 days or 6 months. For example, a loan of $10,000 borrowed for 12 months with the min. APR of 8.50%, equates to a total amount payable of $11,510.33, comprised of $10,000 Principal (amount borrowed), $498 Establishment Fee, $892.33 in Interest & $120 in Admin Fees. NOTE: For all Cashify loans, other fees may apply. Refer to your loan contract for all fees, interest, terms & conditions.
^The comparison rate is based on an unsecured Personal+Plus Loan of $50,000 over a 5 year term. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.
*Personal Loan funds are transferred to your bank account within 30 minutes of returning your signed contract between 9am and 9pm (AEDST) on business days. Clearance times are subject to your bank.