Cashify Loans
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CASHIFY FAQS

We’ve answered your most asked questions

FAQS

We’ve answered your most asked questions

Click on the topics below for more information.

APPLICATION

What is the difference between a Personal Loan and a Personal+Plus Loan?

How do I apply for a loan?

How much can I borrow?

What information do you require?

Can I apply as a joint applicant?

Why do you need to access my bank account?

How can I check my credit score?

Do you conduct a credit check?

ELIGIBILITY

Am I eligible?

What can I use the money for?

What if I am on Centrelink?

APPROVAL PROCESS

Will an employment check be carried out?

Why was my loan application declined?

RATES, FEES & CHARGES

What costs are associated?

How do you determine my interest rate?

What is a comparison rate?

TRANSFER TIME

How quickly can I receive the money?

REPAYMENTS

How do repayments work?

How often do I need to make repayments?

How long can I have my loan for?

What happens if I miss a payment?

Can I check how much is left on my loan?

Can I pay off my loan early?

Can I make extra repayments?

How can I update my bank account details?

Can I increase my loan amount or apply for a second loan?

What can I do if I’m experiencing financial hardship?

GENERAL

I’m a Broker, how do I partner with Cashify?

How is Cashify a responsible lender?

How do I update my personal details?

If you still have a question send us a message
Ready to get started?

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Contact Us
Call 1300 933 053
info@cashifyloans.com
facebook.com/cashifyloans
linkedin.com/cashify-loans

Head Office
Suite 703, 234 George Street
Sydney NSW 2000 Australia
Monday to Friday, 9am – 5pm

About Cashify
Cashify is an Australian owned and operated private finance lender, helping Aussies with a choice of two flexible Personal Loans from $500 up to $50,000 and a range of Mortgage and Caveat Loans options.

Whether you’re looking to renovate your home, plan a holiday or consolidate your debt, Cashify is here to help you find the best loan option to suit your financial needs.

Personal Loans
Apply Now

Personal+Plus Loans
Apply Now

Mortgage Loans
Enquire Now

About Cashify
How it Works
Our Costs
FAQs
Contact Us
Blog

Types of Loans
Debt Consolidation Loans
Renovation Loans
Holiday Loans
Medical Loans
Car Loans
Wedding Loans
Education Loans
Emergency Loans
Car Repair Loans

Partner with us
Brokers
Partners

Website Terms and Conditions | Privacy Policy | Credit Guide | Dispute Resolution Policy | Responsible Lending

Cashify Personal Loans from $500–$2,000: Max. Monthly Interest Rate is 4%. Max. Annual Percentage Rate (APR) is 48%. Establishment Fee is 20% of the loan amount borrowed. Admin Fee is $10 per month. Min. loan term is 90 days or 3 months. For example, a loan of $500 borrowed for 3 months equates to a total amount payable of $702, comprised of $500 Principal (amount borrowed), $100 Establishment Fee, $72 in Interest & $30 in Admin Fees. Cashify Personal Loans from $2,000–$5,000: Max. Monthly Interest Rate is 4%. Max. Annual Percentage Rate (APR) is 48%. Establishment Fee is $370. Admin Fee is $10 per month. Min. loan term is 90 days or 3 months. For example, a loan of $2,000 borrowed for 3 months equates to a total amount payable of $2,684.40, comprised of $2,000 Principal (amount borrowed), $370 Establishment Fee, $284.00 in Interest & $30 in Admin Fees. Cashify Personal+Plus Loans from $5,000–$50,000: Annual Percentage Rate (APR) is from 8.50% to 29.99%. Establishment Fee is $498. Admin Fee is $10 per month. Min. loan term is 180 days or 6 months. For example, a loan of $10,000 borrowed for 12 months with the min. APR of 8.50%, equates to a total amount payable of $11,510.33, comprised of $10,000 Principal (amount borrowed), $498 Establishment Fee, $892.33 in Interest & $120 in Admin Fees. NOTE: For all Cashify loans, other fees may apply. Refer to your loan contract for all fees, interest, terms & conditions.
^The comparison rate is based on an unsecured Personal+Plus Loan of $50,000 over a 5 year term. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates.
*Personal Loan funds are transferred to your bank account within 30 minutes of returning your signed contract between 9am and 9pm (AEDST) on business days. Clearance times are subject to your bank.

WARNING ABOUT BORROWING

© 2021 Cashify. All rights reserved. Cash Supply Pty Ltd t/as Cashify. Australian Credit Licence 517363.

  • Personal Loans
  • Personal+Plus Loans
  • Mortgage Loans
  • Types of Loans
    • Debt Consolidation
    • Renovation Loans
    • Holiday Loans
    • Medical Loan
    • Car Loan
    • Wedding Loan
    • Education Loan
    • Emergency Loan
    • Car Repair Loan
  • About
    • Contact
    • How It Works
    • Our Costs
    • FAQs
    • Blog