Make Your House a Home with a Cashify Furniture Loan
Moving into a new home is an exciting experience. Whether you are flying the nest for the first time, renting your very own unit, or upsizing for a growing family, chances are that you will need to invest in some new furniture. If you are the kind of person who has travelled light through life, you might be slightly shocked at how much it costs to furnish a place of your own. A furniture loan from Cashify Loans could be the solution you need.
The average Australian family might spend up to AUD 40,000 furnishing a starter home or even get a home renovation loan to fully renovate their home, but even with furniture loan interest rates, it could be a good investment. The first thing to consider is whether this is your forever home. If so, you will probably want to buy high-quality durable items which will still look great in years to come. If you feel your current house is a stepping stone, using your personal loan for furniture needs to take into account the fact you might move.
Why a Home Furniture Loan Makes Sense
Buying the cheapest furniture is actually a false economy. If you buy cheap, you buy twice (or three times!). Sometimes people are tempted to choose what they can afford right at that moment in time. This can mean three months, six months or nine months down the road, the furniture needs replacing or doesn’t fit with the style the homeowner has in mind. Reselling furniture is an option, but cheap furniture does not retain its value. Getting a home furniture loan can actually work out more cost effective, because you will be buying the kind of furniture you actually want to live with rather than what you can afford.
Good quality furniture can last decades, and it will help your house to sell when the time comes or will enhance your forever home for years to come. Some people may be averse to getting a loan to buy furniture, but really, it’s no different to getting a loan to buy a car, invest in education or training, or do renovations. You use your furniture every day, so you need to choose good quality products.
A furniture loan can also be helpful if you need to buy items at short notice. Maybe you urgently need to buy a new bed as a relative is coming to live with you, or wardrobes because you can’t stand living out of a suitcase any longer! Maybe there’s a baby on the way, and the cost of buying everything you need is daunting. It’s important to consider as well that there are limited-time promotions where if you don’t act to buy the item at a reduced price it’s gone. A personal loan for furniture can help breach the gap.
Take Out a Furniture Loan with a Trusted Aussie Lender
Cashify Loans is a reputable, trustworthy lender. We offer loans to Australians for a range of different purposes, including furnishing a home. We are 100% Aussie-owned and operated, and we do business with traditional Aussie values of fair play and honesty in mind. To this end, we will not try to force an unaffordable loan on you; we take our clients’ individual circumstances into close consideration.
We offer the most suitable products according to your situation, and we are clear and transparent about fees and charges. You may be surprised to see that furniture loan interest rates are quite affordable. Try our online tool to see how much you could borrow and what you’d need to pay back monthly. If that seems beyond your reach, extend the repayment period to reduce the monthly repayments.
Criteria for Taking Out a Personal Loan for Furniture
To qualify and get a quick loan today with Cashify Loans, you will need to be over 18, and hold Aussie permanent residency or citizenship. You will also need to be employed, although we do accept part-time, full-time, and self-employed workers. Unfortunately, we do not accept Centrelink payments to be a main source of income. If you need to borrow more than $5,000, you will need to prove that you have a minimum income of $50,000 per year.
Applying for a Cashify home furnishing loan is so simple. Just complete our online application form and we should be able to give you a decision within one or two business days. If approved, you will receive the money on the same working day directly into your bank account. You then can buy the things you need with your furniture loan for homes, and you repay your loan to Cashify for the term agreed. If you do want to pay the loan off early, that’s no issue. We do not have any nasty early exit fees for people who wish to close their loan early.
You may be surprised to see that a Cashify personal loan can work out cheaper than going to a bank or using your credit card. Get in touch with Cashify Loans today to help make your house a home! Read Less