Make your house a home with a Cashify Furniture Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From home repairs, camera equipment, businesses, personal use, furniture, and more, whatever you need it for, let Cashify help today! Read More
Make your house a home with a Cashify Furniture Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From home repairs, camera equipment, businesses, personal use, furniture, and more, whatever you need it for, let Cashify help today! Read More
Great rates
from 5.15% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your furniture expenses
Ideal for office furniture, residential furniture, new businesses, home appliances, and other personal expenses
Easy online application
Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Great rates
from 8.5% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your emergency expenses
Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses
Easy online application
Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Getting an instant furniture loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
A Furniture Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of any personal expenses.
Simply follow these 3 easy steps:
You now have the cash on hand and the flexibility to pay for your furniture expenses, when you need it!
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Equipment Loan rates start from just 5.15% p.a. (comparison rate from 6.47%^) so you can save money in interest!
Another great advantage of a Cashify Furniture Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.
We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Furniture Loan can be used for almost anything you want. The most popular reasons why people apply include office furniture for big or small businesses, buying new beds, kitchen appliances, newborn nursery furniture, or, whatever you need it for, let Cashify help.
An Emergency Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of an unexpected expense.
Simply follow these 3 easy steps to consolidate your debt.
You now have the cash on hand and flexibility to pay for your emergency expense, when you need!
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Emergency Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^) so you can save money in interest!
Another great advantage of a Cashify Emergency Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.
We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Emergency Loan can be used for almost any unplanned financial situation that is out of your control. The most popular reasons why people apply include home repairs, broken appliances, vet bills, funeral costs, flooding, or even the cost of travel to visit a sick family member or friend. Whatever you need it for, let Cashify help.
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Moving into a new home is an exciting experience. Whether you are flying the nest for the first time, renting your very own unit, or upsizing for a growing family, chances are that you will need to invest in some new furniture. If you are the kind of person who has travelled light through life, you might be slightly shocked at how much it costs to furnish a place of your own. A furniture loan from Cashify Loans could be the solution you need.
The average Australian family might spend up to AUD 40,000 furnishing a starter home or even get a home renovation loan to fully renovate their home, but even with furniture loan interest rates, it could be a good investment. The first thing to consider is whether this is your forever home. If so, you will probably want to buy high-quality durable items which will still look great in years to come. If you feel your current house is a stepping stone, using your personal loan for furniture needs to take into account the fact you might move.
Buying the cheapest furniture is actually a false economy. If you buy cheap, you buy twice (or three times!). Sometimes people are tempted to choose what they can afford right at that moment in time. This can mean three months, six months or nine months down the road, the furniture needs replacing or doesn’t fit with the style the homeowner has in mind. Reselling furniture is an option, but cheap furniture does not retain its value. Getting a home furniture loan can actually work out more cost effective, because you will be buying the kind of furniture you actually want to live with rather than what you can afford.
Good quality furniture can last decades, and it will help your house to sell when the time comes or will enhance your forever home for years to come. Some people may be averse to getting a loan to buy furniture, but really, it’s no different to getting a loan to buy a car, invest in education or training, or do renovations. You use your furniture every day, so you need to choose good quality products.
A furniture loan can also be helpful if you need to buy items at short notice. Maybe you urgently need to buy a new bed as a relative is coming to live with you, or wardrobes because you can’t stand living out of a suitcase any longer! Maybe there’s a baby on the way, and the cost of buying everything you need is daunting. It’s important to consider as well that there are limited-time promotions where if you don’t act to buy the item at a reduced price it’s gone. A personal loan for furniture can help breach the gap.
Cashify Loans is a reputable, trustworthy lender. We offer loans to Australians for a range of different purposes, including furnishing a home. We are 100% Aussie-owned and operated, and we do business with traditional Aussie values of fair play and honesty in mind. To this end, we will not try to force an unaffordable loan on you; we take our clients’ individual circumstances into close consideration.
We offer the most suitable products according to your situation, and we are clear and transparent about fees and charges. You may be surprised to see that furniture loan interest rates are quite affordable. Try our online tool to see how much you could borrow and what you’d need to pay back monthly. If that seems beyond your reach, extend the repayment period to reduce the monthly repayments.
To qualify and get a quick loan today with Cashify Loans, you will need to be over 18, and hold Aussie permanent residency or citizenship. You will also need to be employed, although we do accept part-time, full-time, and self-employed workers. Unfortunately, we do not accept Centrelink payments to be a main source of income. If you need to borrow more than $5,000, you will need to prove that you have a minimum income of $50,000 per year.
Applying for a Cashify home furnishing loan is so simple. Just complete our online application form and we should be able to give you a decision within one or two business days. If approved, you will receive the money on the same working day directly into your bank account. You then can buy the things you need with your furniture loan for homes, and you repay your loan to Cashify for the term agreed. If you do want to pay the loan off early, that’s no issue. We do not have any nasty early exit fees for people who wish to close their loan early.
You may be surprised to see that a Cashify personal loan can work out cheaper than going to a bank or using your credit card. Get in touch with Cashify Loans today to help make your house a home! Read Less
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