MEDICAL LOANS

Get on top of your health with up to $50,000!

MEDICAL LOANS

Get on top of your health with $2,000–$50,000!

Take the stress out of your medical bills with a Cashify Medical Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From surgery costs to specialist fees and more, whatever you need it for, let Cashify help today!
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Fund your medical expenses instantly!*

Take the stress out of your medical bills with a Cashify Medical Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From surgery costs to specialist fees and more, whatever you need it for, let Cashify help today!
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Cashify Medical Loan snapshot

Great rates
from 5.15% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your medical expenses

Ideal for surgery costs, specialist fees, hospital fees, dentistry, cosmetic procedures, medications and other ongoing or unexpected health expenses

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Debt Consolidation Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your medical expenses
Ideal for surgery costs, specialist fees, hospital fees, dentistry, cosmetic procedures, medications and other ongoing or unexpected health expenses

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Medical Loans Australia

Getting an instant Medical Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Medical Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your healthcare.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your surgery costs, specialist fees or other medical expenses, when you need!

Am I eligible for medical loans?

To apply for a Cashify Medical Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 5.15% p.a. (comparison rate from 6.47%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Will you pay my healthcare provider directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

I’m not eligible for a Medical Loan, can someone apply on my behalf?

Yes. We understand that some people who require a Medical Loan may not currently be working or do not meet our eligibility criteria. The good news is that a family member or friend may apply for a Medical Loan on your behalf.

Before applying, it is important that they understand the costs and risks involved and how it could affect their own finances.

Do I need to use a certain health provider?

No. At Cashify, we don’t want to tell you how to live your life. Unlike some other providers, Cashify Medical Loans are not tied down to a specific health issue or provider. You can freely choose any private or public health service you want to use.

Frequently asked questions

How does it work?

A Medical Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your healthcare.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your surgery costs, specialist fees or other medical expenses, when you need!

Am I eligible?

To apply for a Cashify Medical Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Will you pay my healthcare provider directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

I’m not eligible for a Medical Loan, can someone apply on my behalf?

Yes. We understand that some people who require a Medical Loan may not currently be working or do not meet our eligibility criteria. The good news is that a family member or friend may apply for a Medical Loan on your behalf.

Before applying, it is important that they understand the costs and risks involved and how it could affect their own finances.

Do I need to use a certain health provider?

No. At Cashify, we don’t want to tell you how to live your life. Unlike some other providers, Cashify Medical Loans are not tied down to a specific health issue or provider. You can freely choose any private or public health service you want to use.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

You Can Get a Medical Procedure Loan Online Now

Finding the money you need to pay for an important medical procedure can quickly become a highly challenging and stressful experience, but fortunately, reliable lenders such as Cashify make it easier and more affordable than it has ever been before to access the medical finance you need to resolve the situation.

Regardless of whether you are looking for medical procedure loans to fund an upcoming operation, a course of treatment with a private medical specialist or any other form of medical care, you can be sure that you will find some of the best medical finance Australia has to offer when you choose to take out your medical loan with the experienced professionals here at Cashify.

Get a Loan for a Medical Procedure

Healthcare can be unaffordable for those without health insurance or with very little coverage in their insurance. If you don’t have a lot of money saved up, they can create a huge dent in your finances which has a knock-on effect on all your other bills. But there’s nothing more precious than your health and wellbeing, so of course, you should be able to get any medical procedure, specialist service or diagnostic appointments you need.

Medical loans are an excellent way to finance medical expenses with minimal stress and without using up all of your savings. They can be very useful if a sudden illness or accident requires immediate medical attention, and you don’t currently have the resources to pay for that yourself. A short term loan can also be helpful if you’ve been experiencing a condition or symptoms for a while now without being able to take proper care of it. Whether you need treatment, or you’d like to through the diagnostic process, you might be putting it off because of the costs. With a medical loan, these costs don’t have to be unaffordable, and instead, they can be spread out over a longer repayment period to suit your situation and finances. Besides, we all know by now that stress is detrimental to our health. If you’re already experiencing health issues, the last thing you need is to worry about finances.

Cashify are Australia’s Trusted Experts in Medical Procedure Loans

The process of applying for a Cashify loan for amedical procedure is extremely straightforward. There is no need for collateral or security, so as long as you are an Australian citizen or permanent resident over the age of 18 and you are currently in employment, you are eligible to apply for a medical or emergency loan. To do so, just use the convenient online application form available on our website, letting us know some basic information about you, your financial requirements and your repayment preferences. To help ensure that the whole process is as quick and easy as possible, we require minimal documentation as part of your application.

Our team carefully consider each application to try and find the ideal solution for every customer. We understand that no two customers have exactly the same circumstances or requirements, which is why we are proud to offer highly flexible medical loans and finance which can be tailored to the needs of the borrower. All our loans retain the same rate throughout the entire term, and customers can make extra repayments without incurring any additional costs.

Let a Medical Loan Help You Out

We take the stress out of medical finance in Australia. Why should you get a loan for your medical bills? The reasons are many.

  • Spread out the cost of expensive procedures over time
  • Avoid using up all of your savings
  • Pay off your medical bills while also having enough money to pay the rest of the bills
  • Get specialist help for specialist conditions
  • Access the best medical care that Australia has to offer
  • Avoid stressing about finances and medical bills while your health is already impaired

If you don’t have enough savings or you just don’t want to pay such a large amount at once, that’s what medical loans in Australia are for. A loan can help you access specialist care, get an accurate diagnosis or finally be able to get a medical procedure you’ve been putting off for a long time.

Benefits of Our Medical Loans

As a family owned and operated business, we are committed to providing not just excellent, flexible fast cash loans at competitive rates, but also genuinely personal, customer-centric service. As part of our comprehensive assessment process, we consider a prospective borrower’s overall financial situation to determine whether we can save them money through restructuring or consolidating. And if for whatever reason we are unable to provide a customer with the loan they have requested, we provide friendly advice and recommendations to help them improve their chances of securing a cash loan next time.

Emergency Medical Procedure Loans

Medical bills can appear suddenly and at the worst of times, but it doesn’t matter that you don’t have the cash to afford them. In times of sudden illness or accidents, you need your treatment fast. That’s why it’s important to find a provider of medical loans in Australia with a quick process, which is exactly what we offer. Apply fast and easily online. We assess all loan applications quickly, and in most cases, we’ll be able to have the money in your account the very same day. When you need an emergency medical procedure, we’ll take some of the stress out of the situation by offering you a quick solution to the medical bill.

Contact Us to Find Out More or Apply for Medical Finance Now

If you are looking for reliable medical procedure loans or any personal small loans and are ready to make your application today, simply use the online form to get started. Alternatively, feel free to get in touch with a member of our knowledgeable team of experts if you would like to find out more information about who we are and what we do. We can be contacted via telephone, email, or using the online form on our website, and we are always more than happy to answer any questions you may have and assist you in any other ways we can.
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If you have any questions, check our FAQs or send us a message
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