BOAT LOANS

Borrow up to $5,000 instantly with Cashify!*

BOAT LOANS

Get a brand new boat immediately with $2,000–$50,000!

Get your next set of wheels on water sooner with a Cashify boat loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used boat from a dealer or private seller, let Cashify help today! Read More

Purchase your brand new boat instantly with a loan!*

Get your next set of wheels on water sooner with a Cashify boat loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used boat from a dealer or private seller, let Cashify help today! Read More

Cashify Boat Loan snapshot

Great rates
from 5.15% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your boat purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your caravan purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Boat Loans in Australia

Getting an instant boat loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A boat loan is a type of loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used boat.

Simply follow these 3 easy steps:

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used boat, when you need!

Am I eligible for a Boat Loan?

To apply for a Cashify Boat Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my boat loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your boat from a private seller, car dealership, online or even an auction.

Will you pay my boat dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my boat as security on the loan?

No. Cashify Boat Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your boat or any type of asset as security on your loan.

Frequently asked questions

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Boat Loans Made Simple

You might be thinking I need a boat loan to make my lifelong dream a reality. We can help with that and make sure your dream sets sail. You can go on that lake trip you’ve always dreamed of or sail the seas in style. There’s nothing quite like being on the water and taking in a beautiful view. Whether you want a bass boat for fishing trips or a creature comfort cabin cruiser, you can finance your dream boat. Life is too short to put things off forever and getting a boat loan will make your dreams accessible and ensure you’ll be able to finance them in an affordable and flexible way.

When looking for boat loans in Australia, it’s important to make sure you’re going with a trusted lender. Don’t be tempted to go with the first agency you find! When you’re eager to get your hands on some cash to get your dream started, you might rush into something unaware. Australia has some predatory agencies that will offer loans at staggering interest rates and take advantage if you think you don’t have any other option. This kind of loan is easily avoidable if you take these steps to secure yourself a good deal. A reliable and trustworthy agency will always check your credit; a good lender serious about their business will perform all the necessary background checks. Never go with a lender who doesn’t offer variety and flexibility, unless you want to be stuck with a loan that takes eons to pay off and you don’t have a say in how much you can pay off or how often.

Rest assured, this important criterion is met by Cashify, one of the best providers of Australian personal loans. Boat loan financing can be done with ease when you choose a trusted lender like us with an outstanding reputation for speed and customer care. We have a stress-free application for optimal convenience and peace of mind. You won’t have to struggle with a difficult process that never seems to end. If you need any help, we have a friendly and professional team on hand to help with any questions or if you’d like some advice. We’ll also let you know what you can do next time to have a more successful chance of your application being accepted if we are unable to offer you a loan on any grounds.

Will You Benefit from a Boat Loan Specialist?

If you’ve been searching for a secured boat loan, look no further. Maybe you’ve been looking online for older boat loans?We can help with that too. At Cashify, we offer a variety of small loans to cater to your needs, whether you’re searching for long-term boat loans or small boat loans. All of our loans can be paid back in affordable instalments, depending on your personal financial situation. We offer a tailored rate starting at 5.15% per annum. You can choose the timeframe of repayments, spanning from 3 to 84 months. You can decide whether to pay once a week, once every two weeks, or once a month. If you come into some money and find out you can pay your loan off sooner, you don’t have to fret about any early exit fees with us. You have the option for you to make extra payments at any time you want to, without being charged for it. We’re mindful that situations and circumstances can easily change, and you shouldn’t have to pay for it.

All you need to do to apply for a loan with us is to use our online application form. It’s fast and easy to fill out, the only requirements we have is that you need to be over 18, employed, and an Australian citizen or permanent resident. There isn’t much documentation we need either, so we’re an appealing choice if you want an easy process with quick results. Fill out the form to tell us the amount you’re looking to borrow and how long you want to borrow it for. We offer fast boat loans ranging from $2,000 to $50,000 that can be in your allocated bank account on the same day you apply, it’s that easy getting a boan loan in Perth, or if you’re looking for fast boat loans in Brisbane. We’re extremely efficient!

Set Sail with the Best Online Boat Loans

To find out more information about our boat loans, get in contact with a member of our staff who are ready to help with any queries. We’re here to go through our process with you whether you’re an existing or new customer, no query is too small. You can reach us via telephone on weekdays from 9am to 5pm, or through email and our online form. If you’re ready to apply for a loan, just use the online form to get started. We’ll get back to you ASAP, and if you’re successful your funds could be with you within the very same day. Read Less

If you have any questions, check our FAQs or send us a message
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