EMERGENCY CASH LOANS in AUSTRALIA

Solve those surprises with up to $50,000!

EMERGENCY CASH LOANS

Solve those surprises with $2,000–$50,000!

Control an unexpected situation quickly with a Cashify Urgent Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From vet bills to broken appliances, home repairs and more, whatever you need it for, let Cashify help today! Read More

Fix those emergency costs instantly!*

Control an unexpected situation quickly with a Cashify Emergency Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From vet bills to broken appliances, home repairs and more, whatever you need it for, let Cashify help today! Read More

Cashify Emergency Loan snapshot

Great rates
from 5.15% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your emergency expenses

Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Emergency Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your emergency expenses

Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Emergency Loans Australia

Getting an instant Emergency Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

An Emergency Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of an unexpected expense.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your emergency expense, when you need!

Am I eligible for Emergency Cash Loans?

To apply for a Cashify Emergency Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 5.15% p.a. (comparison rate from 6.47%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

How quickly can I receive the money?

Once your Cashify urgent loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What are the benefits of an Emergency Loan over a credit card?

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Emergency Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^) so you can save money in interest!

Another great advantage of a Cashify Emergency Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.

What sorts of emergencies can I use it for?

We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Emergency Loan can be used for almost any unplanned financial situation that is out of your control. The most popular reasons why people apply include home repairs, broken appliances, vet bills, funeral costs, flooding, or even the cost of travel to visit a sick family member or friend. Whatever you need it for, let Cashify help.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

You Can Get Weekend Emergency Loans Easily and Affordably with Cashify

When your money starts to get low towards the end of the week, life can quickly become extremely stressful. But if you are currently in a difficult situation and are worrying about how you’re going to cover the costs of the weekend, you can take comfort in the knowledge that convenient, affordable help is at hand if you know the right places to look for it.

By taking out one of the emergency cash loans Australia has to offer, you can obtain the money you need to keep your head above water until you’re paid. And fortunately, with established and reputable lenders such as Cashify, you can enjoy the total peace of mind that comes with knowing that you will be able to pay back your loan in a way that is flexible and tailored to your individual circumstances.

Do You Need Emergency Cash Immediately in Australia?

When you’re in desperate need of money, a short term loan is often your only way out unless you have the savings available or a friend or family member available to lend you the money. But that’s not always an option, and we all know it’s difficult to lend money within families. However, when lenders know you’re desperate, they often take advantage of that. They give you sky-high interest rates because they know you don’t have many options.

At Cashify, you can get emergency weekend loans in Australia at a decent interest rate and with flexible repayment options. You can lend between $5,000 and $20,000 and choose the way you want to repay it when you have more money in your bank account.

Why Choose Cashify for Emergency Weekend Loans?

Australia has several providers of emergency cash loans available on the market, but not all lenders provide identical services or share the same approach. Here at Cashify, we are committed to ensuring that the individual customer is put at the heart of everything we do. We understand that no two customers are in exactly the same financial situation, so we carefully consider your individual circumstances before providing you with a financing solution that is built around you and your requirements.

After you have completed your initial application using our easy-to-use online form, our team will get to work with conducting a thorough assessment of your financial situation to try and help you find the ideal solution for you. We will tell you if we think it might be possible to save you money by restructuring or consolidating your debts, and if for whatever reason we are unable to provide you with the financial assistance you’re currently looking for, we will be sure to offer plenty of expert advice and recommendations to give you the best chance of having future applications accepted.

Who Can Apply for Emergency Cash Immediately in Australia?

Anyone can apply as long as they’re an Australian citizen or permanent resident over the age of 18 and they are currently employed, and if your application is successful you can expect to receive your money the very same day. Repayment plans are highly flexible, and there are no early exit charges or additional charges for making extra repayments.Everyone deserves financial stability, which is why we’re willing to help all kinds of people and consider their emergency loan applications on a case-by-case basis.

Get in Touch Today to Find Out More About Our Urgent Loans

When you’re looking for emergency cash immediately in Australia, you can be sure that the team here at Cashify will be able to provide you with the expert guidance and advice you need to access the right emergency loan for your situation, whether you’re in need of loan for medical finance, a loan for travelling or anything in between. We can be contacted via telephone, email or using the online form available on the contact page of our website, and will always be more than happy to answer any questions you may have and assist you in any way we can.

Alternatively use the online form to apply for your urgent cash loans now, and you will hear back from us shortly regarding how we can best help you to access the financing you need.
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