Get a $2,000–$5,000 birthday loan* transferred instantly into your account to spend on YOUR big day! Go all out and celebrate in style from venues, outfits, or even travel tickets to party on a private island. Read More
Get a $2,000–$5,000 birthday loan* transferred instantly into your account to spend on YOUR big day! Go all out and celebrate in style from venues, outfits, or even travel tickets to party on a private island!* Read More
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Getting an instant birthday loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
To apply for a Cashify loan, you must:
For a Personal Loan from $2,001 – $5,000, you must also:
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home renovation loan for improvements, booking a holiday, getting wedding loans, medical finance, or family emergencies. Whatever you need it for, Cashify can help!
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
For Self Employed or Contractors, you must provide a copy of:
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
Do you have a BIG birthday coming up? Is a loved one turning 18, 21, 30 or any of the other milestone ages? Have you made big plans for the celebrations but you’re not quite sure how you’re going to fund them? How about taking out a loan for your birthday with Cashify? We offer unsecured personal loans from $2000 to $50,000 that will allow you to celebrate in style.
Our personal loans can be used for any reason that you want and that includes birthdays. Just imagine, you can throw your 18-year old a coming of age party that they’ll always remember or buy them an extra-special birthday present such as a car or a holiday. Have you always planned a world cruise when you reach retirement age? With a Cashify birthday loan, you can sail the seven seas in style without worrying about the costs. Providing you meet our lending criteria, and the repayments aren’t going to cause you any financial issues, you could have the money you need in your bank account within 24 hours.
Deciding to take out any kind of loan is a big decision, and you may think that you can’t get a loan to fund birthday celebrations. At Cashify, we provide personal loans based on you and your circumstances; we don’t specify what you can use the money for. So as long as you meet our criteria, you’re free to spend your money exactly as you please. Want to throw the biggest bash your family and friends have ever seen? What a Happy Birthday loan that would be!
However, while we don’t specify what your loan can be used for, we do look at you and your circumstances carefully. After all, we take a risk every time we lend out money and we need to minimise our risk by ensuring that our customers will be able to pay us back. In addition, as a responsible lender, we don’t want your loan repayments to impact negatively on your financial situation. Unfortunately, not all lenders are as conscientious as us.
We also do our utmost to be as fair to our borrowers as we can be. All our fees and charges are clearly listed, so there are no nasty surprises to come once you’ve signed on the dotted line. We can also offer the best cash loans online where we fix your interest rate for the term of your loan, so the repayment schedule you get at the start of your loan will stay the same throughout the term. And, if you are fortunate enough to be able to pay off your loan earlier than you had anticipated, we won’t charge you an exit fee. With Cashify, you know exactly where you are with your loan at all times.
If the recent pandemic has taught us anything, it’s that you really don’t know what’s just around the corner. Why put your big birthday celebrations on hold until you reach a certain age? It’s time to grasp life and do all those things on your bucket list. Not having access to enough cash to do the things you want needn’t be the thing that holds you back when you have access to a loan. Of course, we understand that some people prefer to pay for everything in cash, but you probably wouldn’t be reading this if you were that person. We want to help the people like you, who want to live life to the full but still want to be in control of their finances. Putting purchases on credit cards is a quick solution but it isn’t always the best solution.
With a Cashify loan, we take all reasonable steps to ensure that you can afford to take a small loan with us and that you’re not overstretching yourself. We enable you to borrow responsibly without damaging your financial situation. Of course, as with most things in life, borrowing money isn’t free but you will find that our interest rates are reasonable and, as we said, fixed for the entire term of the loan. So even if the interest rate goes up, your repayments will remain the same as detailed in your loan schedule.
At Cashify, we don’t leave you hanging around for days or weeks to see if your loan application has been successful. We aim to give you a decision as quickly as possible, often within 24 hours. And once your application has been approved, the money could be winging its way to your account the very same day. So, check out our online calculator and see how much you can borrow and how much it will cost – and you could be winging your way to an exotic destination to celebrate your birthday in style with not just your birthday but getting a reasonable travel loan.
Wouldn’t that be a happy, happy birthday?
© 2022 Cashify. All rights reserved. Cash Supply Pty Ltd t/as Cashify. Australian Credit Licence 517363.
