SAME DAY LOANS MELBOURNE

Borrow up to $5,000 instantly with Cashify!*

SAME DAY LOANS MELBOURNE

Get $2,000–$5,000 instantly with Cashify!*

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 same-day loan in Melbourne transferred instantly into your account!* Read More

In Search for Melbourne Same Day Loans?

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,001–$5,000 same-day Melbourne loan transferred instantly into your account!* Read More

Payday Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,001 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Personal Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,000 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,001 to $5,000
Loan Type Unsecured
Loan Term 3 – 24 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,000 to $5,000
Loan Type Unsecured
Loan Term 3 – 24 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15

Frequently asked questions about Same Day Loans Melbourne

Getting Melbourne same-day loans can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

What’s the application process?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

Am I eligible for Same Day Loans in Melbourne?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,001 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What information do you require?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Top reasons why people apply for a loan

Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.

Meeting Urgent Needs with Same Day Online Loans in Melbourne

If you need a quick injection of cash because you haven’t the means to meet a commitment, a same day loan in Melbourne may be the answer. As the name suggests, you can get money on the same day that you apply for it, so it’s the ideal way to overcome an urgent problem.

You can same same day loans in Melbourne paid into your account instantly and elsewhere throughout Australia, so they are perfect to meet unexpected bills such as an urgent car repair or to replace some essential equipment that’s failed due to old age. You can also use them to take advantage of opportunities that require a payment you otherwise can’t afford so you don’t miss out.

How to Get a Loan Online the Same Day in Melbourne

We realise that, when people apply for a same day loan, they generally need the money urgently. So we always give every application our urgent attention so we can process it quickly while still being thorough. We are able to do this because some of the processes are automated and follow strict procedures that combine accuracy, responsibility and speed to enable same day loan approval online in Melbourne.

To enable a quick, efficient and accurate process:

  • You will complete an online application form where you will specify how much you want to borrow, the preferred repayment period, payment frequency and personal details that will provide all necessary information but no more.
  • The likely repayment amount will be displayed and you can adjust the loan amount, repayment period and payment frequency to alter this if you want to make it more affordable.
  • We will assess your application and advise the amount we can lend, which will either be the amount you have requested or a lower figure if we believe the requested amount is unaffordable.
  • You are under no obligation to accept our proposal but, if you do, the amount of the loan will be approved immediately.
  • The cash will be transferred directly into your bank account instantly so you can proceed with your purchase, repair or whatever you plan to do with the money. It’s your money so you are free to spend it as you please.
  • Repayments of the agreed amount will be taken from your bank account at set intervals over the period of the loan.
  • Once the payment programme is successfully completed, you will have fulfilled your obligations under the terms of the agreement. You may then be eligible for our Personal+Plus Loan at preferential interest rates.

Why Choose Cashify to Get a Same Day Loan in Melbourne

There are plenty of companies that will lend you money, but they don’t all operate in the same way as us. We think we’re better because at Cashify Loans, we:

  • provide flexible loans that allow you to choose the amount you want to borrow, the length of the loan period and the payment frequency
  • can lend you money even if you don’t have a good credit rating
  • offer preferential rates for good customers and those who have an excellent credit rating
  • are totally honest and transparent so we’re open about our rates and charges, and we keep you updated with the progress of your application
  • provide a simple and straightforward application process that can be completed online quickly and securely
  • are a responsible lender, so we won’t let you borrow more than you can afford
  • will provide all the help, advice and support you’ll need right through the repayment period
  • won’t restrict what you can do with your money.

Same Day Online Melbourne Loans that Really Help You

We do offer Melbourne payday loans if that’s what you’re looking for instead. They are typically for small amounts and with our flexible loans, we can provide anything from small to larger amounts available, repayments over a period that you select and interest rates and charges that are much more affordable.

We are a trustworthy and responsible loan provider, and we do care about our customers. So we’re not going to lend you money that we know you’ll struggle to repay because that’s not in the interests of either of us.

We make the application process as simple and speedy as possible, we make a decision quickly and we pay the money into your bank account as soon as you sign the contract. After that, we provide all the help and support we can until the payment program is complete.

If you have an emergency you need to resolve like needing a funeral loan to cover expenses, an opportunity you can’t afford to miss, the need to finance an important purchase or for any other reason where you don’t have sufficient funds, complete the application form now for an urgent loan. We’ll get onto it straight away and do our best to help you out. Read Less

If you have any questions, check our FAQs or send us a message
Ready to get started?

Apply NowApply Now