Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 same-day loan in Melbourne transferred instantly into your account!* Read More
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,001–$5,000 same-day Melbourne loan transferred instantly into your account!* Read More
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Getting Melbourne same-day loans can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
To apply for a Cashify loan, you must:
For a Personal Loan from $2,001 – $5,000, you must also:
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
For Self Employed or Contractors, you must provide a copy of:
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
If you need a quick injection of cash because you haven’t the means to meet a commitment, a same day loan in Melbourne may be the answer. As the name suggests, you can get money on the same day that you apply for it, so it’s the ideal way to overcome an urgent problem.
You can same same day loans in Melbourne paid into your account instantly and elsewhere throughout Australia, so they are perfect to meet unexpected bills such as an urgent car repair or to replace some essential equipment that’s failed due to old age. You can also use them to take advantage of opportunities that require a payment you otherwise can’t afford so you don’t miss out.
We realise that, when people apply for a same day loan, they generally need the money urgently. So we always give every application our urgent attention so we can process it quickly while still being thorough. We are able to do this because some of the processes are automated and follow strict procedures that combine accuracy, responsibility and speed to enable same day loan approval online in Melbourne.
To enable a quick, efficient and accurate process:
There are plenty of companies that will lend you money, but they don’t all operate in the same way as us. We think we’re better because at Cashify Loans, we:
We do offer Melbourne payday loans if that’s what you’re looking for instead. They are typically for small amounts and with our flexible loans, we can provide anything from small to larger amounts available, repayments over a period that you select and interest rates and charges that are much more affordable.
We are a trustworthy and responsible loan provider, and we do care about our customers. So we’re not going to lend you money that we know you’ll struggle to repay because that’s not in the interests of either of us.
We make the application process as simple and speedy as possible, we make a decision quickly and we pay the money into your bank account as soon as you sign the contract. After that, we provide all the help and support we can until the payment program is complete.
If you have an emergency you need to resolve like needing a funeral loan to cover expenses, an opportunity you can’t afford to miss, the need to finance an important purchase or for any other reason where you don’t have sufficient funds, complete the application form now for an urgent loan. We’ll get onto it straight away and do our best to help you out. Read Less
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