BOND LOANS
Get $2,000–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,000–$5,000 bond loan transferred instantly into your account!* Read More
Need Assistance with Bond Loans?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,001–$5,000 bond loan transferred instantly into your account!* Read More
Payday Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, loans for debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 12 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Frequently asked questions about Bond Loans Australia
Getting an instant bond loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible for Bond Loans?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Top reasons why people apply for a loan
Top reasons why people apply for a loan
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
Move with a Cashify Bond Loan
There are many upfront costs when you rent a unit, as we are sure you know. The actual rent is only part of the picture when all things are considered. Firstly, you have the rental application, and if that’s approved, you’ll need to find money for the bond, which many people get a bond loan to pay.
The bond is a security deposit which is held by a third party to protect your rights as a renter and the landlord’s rights as a property owner. The amount of the bond depends on which Australian state you live in but is usually the equivalent of up to 4 weeks’ rent. Under normal circumstances, you should get your rental bond back if you stay until the end of your lease, leave the property in good condition, and do not have any outstanding money owing to the landlord.
A Bond Loan Can Help with Costs
The real costs of moving are often underestimated by renters. A bond money loan can help cover the bond, but there are many other costs to pay. As well as the application fee and the bond, you will also need to pay rent in advance to move into the property. This amount is most often up to two weeks’ rent but it can differ between states. Then you will have to cover the ongoing rental payments, connection and payment for utilities, and the cost of moving. Moving costs can be eye-wateringly high – it can be as much as $3,500 for a local move, with an interstate move totalling $8,000. It’s a lot of money to pay when you also need to fund other costs.
On the flip side, some people do not have much furniture, and units are most often rented unfurnished. This means that they will need to find the money to furnish their new place if they do not have furniture already. At Cashify we also offer loans for furnishing your place with a handy furniture loan besides our loans for bond.
Why Might You Need a Bond Money Loan?
There are many reasons why someone might need bond assistance at short notice. People may get a new job in a different state and have to move across the country for their career. Sadly, relationships do break up, and one partner or both may have to find alternative accommodation. It could be that a tenant is dissatisfied with the condition of their current accommodation and wants to find something better. Our bond loans are available across the country including:
Greater independence can also incur greater costs. Moving from a multiple occupancy unit or a family home to a flat for one person also means funding the bond alone. For many reasons, someone may have to break their lease, resulting in the loss of their bond. People move for many different reasons, but logistically and financially it can be a challenge. That’s where Cashify’s rental bond loans can come in or a cargo trailer loan if you’re moving lots of big items.
Call Cashify if You Need Bond Help
Cashify is an Australian-owned and operated trusted lender, and we lend money to Australians just like you for many different purposes including bond assistance. Unlike some rather predatory loan companies, we believe in doing business by Aussie values.
When you take out a bond loan with Cashify, you will be fully informed about the rate of interest you will pay, and the term over which you will pay it back. There are no hidden fees or charges when you take out a bond money loan, as all fees and charges will be transparent. We do not charge early exit fees either, so if you want to repay the money sooner, we are happy to let you do that.
See how much your repayments will be by using our online tool. You can spread your payments back over 84 months, meaning a very affordable plan to get you on the move. It could be that as well as bond assistance, you need a buffer to help with all the different moving costs. That’s fine – just increase the amount you wish to borrow and see whether the repayments are affordable.
It is in our interests at Cashify Loans to encourage responsible borrowing and lending. We provide our service so that customers can get bond help, or help with many other financial outlays quickly, easily, and affordably. Our expert team has the customer at the heart of what we do, and we will never recommend a product that is not suitable for you. Our application process is simple. Firstly, check you meet the eligibility criteria, then fill out our online form. You should get a response within a day or two and if approved, the money will arrive in your account by the end of that working day. It couldn’t be simpler. Please feel free to reach out to us by phone or email if you have any queries, or if you’d just like to talk to a real human being about bond help.
For rental bond loans and more, contact Cashify – helping Australians make the move! If you ever find yourself out of the rental circle, we can also help you out with a mortgage loan plan.
If you have any questions, check our FAQs or send us a message
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