OUR COSTS

Cashify has no hidden fees or charges!

OUR COSTS

Cashify has no hidden fees or charges!

At Cashify, we know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

Our rates and fees

At Cashify, we know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises. Use our cost calculator below to help estimate your repayments.

Personal Loan
Personal+Plus Loan
Loan Amount $500 – $5,000
$5,000 – $50,000
Loan Type Unsecured Unsecured
Loan Term 3 – 12 months 6 – 84 months
Loan Rate 4% monthly From 8.5% p.a.(Comparison rate from 9.45%^)
Repayment Options Weekly, Fortnightly or Monthly Weekly, Fortnightly or Monthly
Establishment Fee 20% of loan amount (for loans $500 – $2,000)
$370 (for loans $2,000 – $5,000)
$498
Admin Fee $10 per month $10 per month
Other Fees That May Apply Late Payment Fee: $10
Reschedule Fee: $14
Dishonour Fee: $30
Early termination fee: $150
Late Payment Fee: $10
Reschedule Fee: $14
Dishonour Fee: $30
Early termination fee: $150
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

Our rates and fees

PERSONAL LOANS
$500 – $5,000

Loan Amount $500 to $5,000
Loan Type Unsecured
Loan Term 3 – 12 months
Loan Rate 4% monthly
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee For loans $500 – $2,000: 20% of loan amount
For loans over $2,000: $370
Admin Fee $10 per month
Other Fees That May Apply Late Payment Fee: $10
Reschedule Fee: $14
Dishonour Fee: $30
Early termination fee: $150
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

PERSONAL+PLUS LOANS
$5,000 – $50,000

Loan Amount $5,000 – $50,000
Loan Type Unsecured
Loan Term 6 – 84 months
Loan Rate From 8.5% p.a.
(Comparison rate from 9.45%^)
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $498
Admin Fee $10 per month
Other Fees That May Apply Late Payment Fee: $10
Reschedule Fee: $14
Dishonour Fee: $30
Early termination fee: $150
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

Our cost calculator

To help you budget, use our handy calculator to estimate your repayments.

Our cost calculator

To help you budget, use our handy calculator to estimate your repayments.

Personalised rates

Everyone’s financial situation is unique, so we personalise our rates to suit your individual needs. We like to reward your good credit history with even better rates from 8.5% p.a. (from 9.45% comparison rate).

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

If you have any questions, check our FAQs or send us a message
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