PERSONAL+PLUS LOANS
Get $5,000–$50,000 instantly with Cashify!*
Our premium Personal Loan option rewards your good credit with lower rates and fees. Borrow $5,000–$50,000 instantly and be treated to personalised rates from 8.5% p.a.
Our premium Personal Loan option rewards your good credit with lower rates and fees. Borrow $5,000–$50,000 instantly and be treated to personalised rates from 8.5% p.a.
Our premium Personal Loan option rewards your good credit with lower rates and fees. Borrow $5,001–$50,000 instantly* and be treated to personalised rates from 5.15% p.a.
Flexible rate
from 5.15% p.a.
Loan terms
6-84 months
Instant cash transfers*
Unsecured loan from $5,001 to $50,000
Ideal for home improvements, weddings, debt consolidation, travel, car upgrades, medical costs & large purchases
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Fixed rate
from 8.5% p.a.
Loan terms 6-84 months
Instant cash transfers*
Unsecured loan from $5,000 to $50,000
Ideal for home improvements, weddings, debt consolidation, travel, car upgrades, medical costs & large purchases
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
Loan Amount | $5,001 – $50,000 |
Loan Type | Unsecured |
Loan Term | 6 – 84 months |
Loan Rate | From 5.15% p.a. (Comparison rate from 6.47%^) |
Repayment Options | Weekly, Fortnightly or Monthly |
Establishment Fee | $498 |
Admin Fee | $10 per month |
Other Fees That May Apply | Reschedule Fee: $14 Dishonour Fee: $15 |
Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
Loan Amount | $5,000 – $50,000 |
Loan Type | Unsecured |
Loan Term | 6 – 84 months |
Loan Rate | From 8.5% p.a. (Comparison rate from 9.45%^) |
Repayment Options | Weekly, Fortnightly or Monthly |
Establishment Fee | $498 |
Admin Fee | $10 per month |
Other Fees That May Apply | Reschedule Fee: $14 Dishonour Fee: $15 |
Getting an instant Personal Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
To apply for a Cashify loan, you must:
For a Personal+Plus Loan from $5,001 – $50,000, you must also:
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
For Self Employed or Contractors, you must provide a copy of:
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
To apply for a Cashify loan, you must:
For a Personal+Plus Loan from $5,000 – $50,000, you must also:
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
For Self Employed or Contractors, you must provide a copy of:
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Cashify offer a range of unsecured Personal Loans for just about everything! Whatever you need the cash for, Cashify can help… From small loans to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more…