PAYDAY LOANS PERTH

Borrow up to $5,000 instantly with Cashify!*

PAYDAY LOANS in PERTH

Get $2,000–$5,000 instantly with Cashify!*

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 payday loan in Perth transferred instantly into your account!* Read More

Looking for Payday Loans, Perth?

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,000–$5,000 payday loan for Perth businesses transferred instantly into your account!* Read More

Payday Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,001 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Personal Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,000 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,001 to $5,000
Loan Type Unsecured
Loan Term 3 – 24 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,000 to $5,000
Loan Type Unsecured
Loan Term 3 – 24 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15

Frequently asked questions about Payday Loans Perth

Getting an instant Perth Payday Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

What’s the application process?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

Am I eligible for Payday Loans in Perth?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,001 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What information do you require?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Top reasons why people apply for a loan

Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.

Proper Use for Payday Loans in Perth

If you have a financial emergency, if you need a relatively small amount of cash to keep you going for a few days or weeks, we can help you with an instant payday loan in Perth. This type of loan is designed for such a situation and is so called because it’s intended to provide money until the next time you get paid, when you should be able to refund the amount borrowed.

A Perth payday loan is perfect for what it does. It’s not intended for making major purchases and it shouldn’t be used to fund day-to-day living expenses; there are other methods for those. But if you need money fast to get you out of a fix, then a payday loan may be exactly what you need. And we’re the company that can supply it to meet your precise needs.

Why Choose Cashify Loans for your Perth Payday Loan?

Cashify Loans employs experienced and reputable loan providers of all types of loans, including payday loans online in Perth, and we think we’re good at what we do. But then you’d expect us to say that. However, we will provide you with the cash you need combined with an excellent and stress-free experience because of the way we operate:

  • Our whole process is as quick and simple as we can make it. That applies from the initial completion of the application form, where we request only information that is absolutely necessary for the loan, right through to payment of the cash and the repayment of your loan amount.
  • We’re totally open and transparent, so nothing is hidden. You’ll know from the outset how much you’ll be charged for the service and you’re aware of the instalments you’re expected to pay and when.
  • Everything is handled online so there are no paper forms to fill in, no telephone calls to make and, best of all, no delays so you can get your money quickly.
  • Your information is stored and transmitted securely, with full encryption and other security measures, so you’ve no worries about it being accessed by others
  • Until you actually sign a contract for a same day loan, you have no commitment to us and so can complete an application without any obligation.
  • We’ll provide all the help, advice and support you’ll need right throughout the whole process. So, if you do encounter any difficulties, we’re available to help you get through it.
  • Our loans are very flexible, with different amounts, payment terms and charges, so you can choose whatever is best for you. That means you can have a small and short-term payday loan or a personal loan for a larger amount that is repaid over a longer period.

How Does it Work?

If you have some sort of short-term financial emergency — an urgent repair, debt consolidation & refinancing or an unexpected medical expense — and you need a payday loan in Sydney, complete the application form online, provide the requested information and choose the amount you need and repayment details. We’ll assess your application and, providing there are no problems or complications, will approve a loan amount to meet your needs.

Once you get approved, you can read through and check the terms of the agreement and, if you’re happy with the content, sign the contract. As soon as you’ve committed, we’ll transfer the money into your account straight away so you can use it for whatever purpose you wish.

The repayment method is equally simple. You need to set up a direct debit so the agreed repayment amount is taken from your bank account at the stated frequency until the loan amount, including any charges, is paid off. You only have to ensure there are sufficient funds in your account to meet the payment.

Caring for our Customers

We are a reputable and responsible lender so we won’t risk our reputation by entering into agreements that we don’t think will work. So we will vet your application very carefully without holding up what we know is an urgent process.

We’ll check if you’re eligible for a fast cash loan (over eighteen, a citizen or resident of Australia, and in regular employment) and will be able to afford the repayments. That means you’ll need to demonstrate that you have sufficient income and don’t have too many other debts that are competing for payment.

It’s not in our interest or yours that we give you further debts that you can’t handle. Defaulting on repayments will incur extra charges, will harm your credit rating and reduce your chances of future loans. So we’ll always lend responsibly to ensure that doesn’t happen.

If we approve your loan and send the money to you, we’ll then provide all the support you need throughout the repayment period. That includes being flexible if you do get into difficulties because we understand your circumstances can change unexpectedly

Our Payday instant cash loans service is intended to help you out and we’ll ensure they do that. Read Less

If you have any questions, check our FAQs or send us a message
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