SHORT TERM LOANS
Get $2,000–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 Short Term Loan transferred instantly into your account!* Read More
Want a Short Term Loan for Personal Use?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 Short Term Loans transferred instantly into your account!* Read More
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Frequently asked questions about Short Term Loans in Australia
Getting an instant Personal Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible for Short-Term Loans?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Top reasons why people apply for a loan
Top reasons why people apply for a loan with a shorter term
Cashify offer a range of unsecured personal loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what small loans we provide.
If you have any questions, check our FAQs or send us a message
Ready to get started?
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Benefits of Our Short Term Personal Loans
If we are unable to offer you a quick cash loan for any reason, we will provide you with advice and recommendations to help give you the best possible chance of having any future applications you make accepted. But if we accept your application, we will be able to offer you a personal small loan of anything between $2,000 and $50,000, with tailored rates starting at 8.5% per annum. And our instant money transfer system means that your chosen amount should be deposited straight into your allocated bank account on the very same day you’re accepted.
Repayment options are varied and flexible, and can be worked out around your individual circumstances to make life as easy as possible for you while you’re paying back your small loan online. There are no early exit fees and we don’t apply additional charges if you want to make extra payments, giving you maximum flexibility to repay in your own way.
Applying for Short Term Cash Loans Online in Australia Can Be a Breeze
Things happen beyond our control all the time. When an emergency strikes, it can leave you in the lurch. Being able to get your hands on same-day short-term loans can make life easier when you need cash to cover an emergency or expense. Cashify is ready to help with $2,001-$5,000 short terms loans available that can be transferred into your bank account within the same day! Short term money loans can really make the difference when you’re running short on funds and need an extra financial boost.
Get a short term loan from reputable short term lenders that are on your side. Our short-term loans in Australia offer some of the most competitive interest rates and affordable instalment plans to suit your lifestyle. We’re the best short-term loan company for you if you don’t want to waste your time jumping through endless hoops to get a loan. It’s quick and easy to apply for one of our short-term loans online at Cashify. All you need to do is fill out our simple online application process and if you’re successful, the money can be in your bank account by the end of the day! You don’t even need collateral, or any security, and minimal documentation is required.
The Best Short-Term Loan Company to Accommodate Your Needs
At Cashify, we take pride in offering some of the best short-term cash loans in Australia. Every application is considered individually.We offer one of the most popular short-term loans thanks to our premium customer service and reputation as a trusted Australian-owned and operated lender. We’re short-term money lenders who know that life is subject to change. That’s why we offer flexible repayment options, tailored to your budget and timeframe. There are no hidden early exit fees lurking around the corner, and you’re more than welcome to make extra payments if life permits at no extra cost.
Securing a Short-Term Money Loan Couldn’t Be Easier
If you’re interested in one of the best short loans Australia has to offer, get in touch through our website or give us a call. Our team are more than happy to help and go through the options available to you. If you’re ready to get started right away, simply use the application form on our website whether it’s a short term loan for Brisbane-based residents or if you need instant cash loans in perth, we’re here to help you get sorted.
Apply for a Short Term Loan Today with us Online or Contact Us for More Information
Our team of friendly and helpful staff are always more than happy to provide their advice and assistance to new and existing customers. Just get in touch via telephone, email or using the online contact form and we will get back to you with the answers to your questions and any further information you require in order to make an informed decision regarding the short-term cash loans you have to choose from.
Once you are ready to get started, just complete the short online application form and send it off, and we’ll get back to you with the results of our assessment as swiftly as we can.
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