BOND LOANS NSW
Get $2,000–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,000–$5,000 bond loan in NSW transferred instantly into your account!* Read More
Need Assistance with NSW Bond Loans?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,001–$5,000 bond loan in NSW transferred instantly into your account!* Read More
Payday Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 12 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Frequently asked questions about Bond Loans NSW
Getting an instant NSW bond loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible for Bond Loans in NSW?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Top reasons why people apply for a loan
Top reasons why people apply for a loan
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
Why you may need Bond Assistance in NSW
If you move into private rental accommodation, you’ll be expected to provide a rental bond that gives a degree of financial protection if you breach the lease agreement. This protection is provided for the landlord of the property although the bond is held by a third party until needed or the rental ends.
Before you move into a rental property, you may be required to provide several weeks’ rental in advance as well as the bond. This may stretch your finances, especially if you haven’t had the bond refunded from your previous accommodation, so you may need a bond loan in NSW to cover the costs.
What are Rental Bonds and how do they work in NSW?
The system of rental bonds is administered by the state government and requires an official document to be prepared to cover the terms of the bond. The landlord of the property is responsible for ensuring the document, known as a bond lodgement form, is lodged with the appropriate state department — a state government authority known as the Residential Tenancies Authority (RTA).
The rental bond is typically equivalent to four weeks’ rent but may be more if you have pets or you’re moving into a furnished property. The amount will be specified in the lease, and you should obtain a receipt when you pay it.
Any money you pay is deposited into a joint account that bears the names of the property’s landlord and yourself as the tenant. It will normally earn interest during the term of the tenancy.
When you eventually move out of the property, you are entitled to a full refund of the bond plus interest providing you have paid your rent on time, have caused no damage to the property and have a report showing the condition of the property has not deteriorated.
For a shared tenancy, all tenants need to be listed on the bond document and are responsible for the property and the bond. If you do take out a loan to pay for the bond, they are also equally responsible for that.
How do Rental Bond Loans in NSW Work?
If you cannot afford to pay the rental bond, you can apply for a bond loan providing you comply with certain conditions:
- You must be an Australian citizen, a permanent resident or have a suitable visa.
- All applicants must have less than $2,500 altogether in cash or savings.
- The rent for the property must not exceed 60% of the gross weekly income for all applicants. This income includes wages, various Centrelink payments, family tax benefits and youth allowance but not income paid to dependent children or various military payments for disability or compensation.
- You must not already be living in the property for which the bond is required.
- You must not own or part-own a residential property, including a mobile home, caravan or boat where you can live permanently.
- No applicant can have outstanding debts with the Department of Communities, Housing and Digital Economy.
If you are eligible, you will be approved for a Cashify loan and will also receive automatic approval if you are suffering domestic, family or sexual violence. The amount of the bond loan will be a maximum of four weeks’ rent although an additional amount can be loaned for the first two weeks’ rent so you can definitely get emergency cash immediately in Australia.
If your application is approved, you will be provided with an approval letter and a copy of the bond loan agreement. The bond lodgement form will normally be sent to your landlord, who will deliver it to the RTA once the tenancy has begun. When the form is processed, we will transfer funds for the bond loan to the RTA.
Repaying your NSW Bond Loan
The bond loan agreement will state the repayment terms and it is the responsibility of all tenants who are party to the agreement to ensure the terms are adhered to. In particular, this means the bond loan must be fully repaid within the agreement period by specified instalments at set intervals.
Individual tenants may pay different amounts, but the total amount must be at least the agreed monthly repayment. NSW Bond loan repayments can be made by cheque or money order, direct payments from bank accounts or deduction from Centrelink benefit payments.
Anyone leaving a shared tenancy remains responsible for the bond loan until removed from the bond loan agreement. If moving to another property, it is possible to transfer the bond and loan providing all tenants move, the new property belongs to the same landlord and there are no claims against the bond.
A Simple and Quick Process
We provide same day Sydney loans to make it easy for tenants to move to a new property. We make the whole process of applying, receiving and repaying a bond loan as simple and quick as possible.
If you do experience repayment difficulties, we are always available to provide help and support. So if you’re looking to move into new rental accommodation, apply for a bond loan now.
If you have any questions, check our FAQs or send us a message
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