Frequently asked questions (FAQ)
Cashify offer same-day cash loans if you submit your application before 3pm AEST on a weekday. Once the vehicle or valuables and all documents have been received, you can be approved for a cash loan within minutes and the money transferred into your account on-the-spot.
Cashify can provide cash loans ranging from $3,000 up to $100,000. A finance lender will evaluate your asset to calculate its market value which will determine how much money you are eligible to borrow.
You’ll need 100 points of ID (e.g. current Australian driver’s license and current passport/birth certificate), plus if you’re pawning a vehicle, you’ll need a copy of the vehicle’s registration papers or proof of ownership. Please note, Cashify only accepts vehicles or valuables that have no debt owing against them. This means any money owing against your asset must be paid off before you can use it as collateral in a cash loan. If you’re unsure, give our team a call on 1300 933 053 to discuss your options.
To begin the loan process, Cashify must verify your identification and you must present a total of 100 points of documents. Different type of identity documents are worth different points. You can use different combinations of documents to make up your 100 points, but you must include at least 1 primary document as part of your 100 points.
Primary Documents – 70 Points
• Birth Certificate
• Citizenship Certificate
• Current Passport
Secondary Documents – 40 Points
• Drivers Licence (with photo)
• Account Statement from an authorised deposit taking institute such as a bank, building society or credit union
• A licence or permit issued by a Commonwealth, State or Territory government agency (e.g boat licence)
• Identification card issued by a Commonwealth, State or Territory Government (e.g Healthcare Card, 18+ Card)
• Identification card issued by a Tertiary institute
Secondary Documents – 35 Points
• Local government land tax or rates notice
• Land Titles Office
• Document from the Credit Reference Association of Australia
A pawn loan requires you to offer up a vehicle or valuables (such as a car, motorbike, boat, luxury watch, jewellery or more), to use as security for the loan. The loan amount is determined by the market value of the vehicle or valuables you are pawning and your asset is then stored in Cashify’s VIP secure holdings for the loan term. By borrowing against an asset, it allows you to access lower interest rates, ensures a quick approval process and you don’t require a perfect credit history or employment to get approval.
Yes you can! We understand that pawning your car may not suit everyone, so at Cashify we offer fast cash loans against most vehicles, plus other valuables. This includes cars, boats, motorbikes, jet-skis, trucks, caravans, luxury watches, jewellery and more! If you’re not sure, just call us on 1300 933 053 and ask!
We accept most vehicles as security on a loan, including cars, boats, motorbikes, jet-skis, caravans, trucks and more!
We’ve made our application process easy to ensure it’s fast and simple for you to get a cash loan, even if you have a bad credit history. To apply, you must:
- Agree to leave your vehicle or valuables in our VIP secure holdings until the loan is repaid
- Ensure the vehicle or valuable is unencumbered
- If pawning a vehicle, you must present a copy of the vehicle’s registration papers or proof of ownership
- Present 100 points of ID (e.g. current Australian driver’s license and current passport/birth certificate)
No problem! Cashify specialises in helping everyday Australians with our no credit check loan options. You can access a same-day cash loan with low interest rates when you take out a quick cash loan against a vehicle or valuable (such as a car, motorbike, boat, luxury watch, jewellery or more).
Yes, you can still get a cash loan with Cashify! You can access a same-day cash loan with low interest rates when you take out a quick cash loan against a vehicle or valuable (such as a car, motorbike, boat, luxury watch, jewellery or more).
At Cashify, we only accept vehicles that have no debt owing against them. This means any money owing against your vehicle must be paid off before you can use it as collateral in a cash loan. Give our team a call on 1300 933 053 to discuss your options.
Cashify is conveniently located at 186 Canterbury Road, Canterbury.
Your vehicle will be stored in our secure holdings for the duration of the loan term. For peace of mind, the facility has 24-hour security monitoring and your vehicle will be given the VIP treatment throughout the loan period, from regular maintenance to returning your vehicle clean and in mint condition.
Our standard loan term is 3 months, however you can pay off your loan earlier without penalty. If you require an extension or a more flexible options, please speak with our finance team on 1300 933 053.
Our team will go through the loan agreement in detail with you, including loan repayments.
Our team will go through the loan agreement in detail with you, including the consequences if you can’t meet your repayments.
Once the loan term has ended and your loan has been repaid, you’ll just need to visit the Cashify office, sign some paperwork and pick up your vehicle or valuable – clean and in mint condition. Too easy!
Anything! You can use your cash loan for any occasion. The most common reasons for a cash loan are debt consolidation, booking a holiday, planning a wedding, organising renovations or for medical or family emergencies. Whatever you need it for, Cashify can help!