BOND LOANS VICTORIA

Borrow up to $5,000 instantly with Cashify!*

BOND LOANS VIC

Get $2,000–$5,000 instantly with Cashify!*

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,000–$5,000 bond loan in VIC transferred instantly into your account!* Read More

Need Assistance with VIC Bond Loans?

Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,000–$5,000 bond loan in Victoria transferred instantly into your account!* Read More

Payday Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,000 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Personal Loans snapshot

Fixed rate
48% p.a.

Loan terms
3-24 months

Instant cash transfers*

Unsecured loan from $2,000 to $5,000

Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more

Easy online application

Flexible repayment options

Borrow from a trusted Australian owned and operated lender

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,000 to $5,000
Loan Type Unsecured
Loan Term 3 – 24 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15
Timings Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days

No hidden fees or charges

At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…

Loan Amount $2,000 to $5,000
Loan Type Unsecured
Loan Term 3 – 12 months
Loan Rate 48% p.a.
Repayment Options Weekly, Fortnightly or Monthly
Establishment Fee $370
Other Fees That May Apply Dishonour Fee: $15

Frequently asked questions about Bond Loans in Victoria

Getting an instant VIC bond loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

What’s the application process?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

Am I eligible for Bond Loans in Victoria?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What information do you require?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Frequently asked questions

How do I apply?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

Am I eligible?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,001 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What documents do I need?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Top reasons why people apply for a loan

Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.

Looking for a Bond Loan in VIC? Choose the Responsible Lenders

At Cashify, we work to get you out of financial troubles, and we do it carefully to make sure we don’t give you any new ones. If you’ve done your research before searching for a bond loan in VIC, you’ll have heard the horror stories. You’ll know about that poor family who dealt with astronomical interest rates and had to sell their car just to stay afloat. You’ll have heard of the people who have been roped into a loop of borrowing and debt because of irresponsible lenders. You might even have a loved one or acquaintance who’s had a similar experience and is wary of all lenders as a result. Can you blame them?

These are all reasonable fears and concerns to have before looking for a loan, and that’s exactly where Cashify is different. We’re not willing to make a larger profit at the expense of your satisfaction. We don’t take any customer who asks to borrow just because the business is good for us. Instead, We only accept clients who we are certain can pay us back. Also, we verify every potential borrower’s finances and identity to prevent any irresponsible lending. That way, no one is left in debt. At Cashify, we can honestly say every single time that we’ve left each customer better off than before our services.

A bond loan is a potentially massive investment that you’re making for your long-term future. When you get your mortgage partially financed, you want a lender by your side, not in your way. That’s what you stand to gain by choosing Cashify.

What Does a Victoria Bond Loan Look Like?

If you haven’t had the chance to research this already, we’re here to help. There’s a difference between a bond loan and a rental bond loan; we’ll explain both below.

A bond loan is a form of mortgage that the government partially finances. Instead of the lender providing the full amount, the costs are split between us and the government. That’s more often the case with mortgages than with rental assistance, so our instant cash loans tend to deal with fairly large sums of money. These can be a great option for prospective homeowners because the government backing allows for a better deal overall for everyone involved. The government doesn’t have to worry about a citizen in financial distress, and the lender has the added security of only partially funding the loan. Meanwhile, you, the customer, receive lower interest rates from us because we’re only providing partial funding. These kinds of bond loans are also highly responsibly handled thanks to government presence.

A rental bond loan in Victoria works a little differently. Instead of financing the down payment on a property, a rental bond loan in QLD is the same as one in Victoria, it helps finance the rental bond on a property. The rental bond is a form of security deposit that the landlord or agency keeps. If, at the end of the rental period, the property is damaged in some way by the tenant, the landlord can use some of the bond on repairs. If not, the bond is returned in full to the former tenant. A rental bond loan is a quick option for people moving into new flats that need assistance covering the bond. Usually, the rental bond is a month’s rent, so these loans are not usually very large.

When you pick up a rental bond loan in Victoria with Cashify Loans, you can expect an easy process. We don’t need a ton of documentation; we just need to verify your identity, address, employment, relevant expenses and sources of income, and a referee’s details. Plus, you won’t have to expect any surprises along the way. We disclose any fees upfront, and our interest rates are fixed. That means you won’t ever have to deal with a higher interest rate; it will stay the same for the whole repayment period. Our loans are also unsecured, so you don’t have to put up a car or other asset as security. Everything is straightforward and uncomplicated. The only part that matters is making sure you’re in a comfortable position to repay any loan you apply for.

The Quickest Way to Receive Your Bond Loan in VIC Safely

Many of our customers are in rather urgent positions when they come to us for urgent loans. They need a process that’s efficient, and they need the funds as soon as possible. So, we make it happen in minutes. If you’re approved and sign for a loan during business hours, from 9 am to 9 pm, your funds arrive basically instantly. They never take longer than a few minutes. If you sign outside of those hours or on days we’re closed, you’ll receive your funds the very next business day. In other words, if we’re open, you’ll see your money in minutes with our efficient same day loans in Melbourne service.

Cashify Loans Make Renting in Victoria Easy!

We’re here to help. You can click below to begin the application process. Read Less

If you have any questions, check our FAQs or send us a message
Ready to get started?

Apply NowApply Now