Online Cash Loans Australia

BORROW UP TO $50,000!

Cashify is here to help everyday Aussies from life’s big moments to the unexpected surprises. Apply now for an unsecured Personal Loan and borrow up to $50,000.
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BORROW UP TO $50,000!

Cashify is here to help everyday Aussies from life’s big moments to the unexpected surprises. Apply now for an unsecured Personal Loan and borrow up to $50,000.
Read More

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Personal Loans from
$2,000 up to $50,000
Rates from 8.5% p.a.
comparison from 9.45%^
Instant cash
transfers*
Flexible repayment options
Australian owned and operated

Why choose Cashify?

Tailored rates from 8.5% p.a.

Instant* cash transfers into your account

Easy online application

Flexible repayment options

Australian owned and operated

Frequently asked questions about Personal Loans Australia

Getting an instant Personal Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

What’s the application process?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

How much can I borrow?

Cashify provides Personal Loans ranging from $2,000 up to $5,000 and more premium Personal+Plus Loans from $5,000 up to $50,000.

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

Am I eligible?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For a Personal+Plus Loan from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

What costs are associated?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What information do you require?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Frequently asked questions

How do I apply?

To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.

The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.

Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.

Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.

How much can I borrow?

Cashify provides Personal Loans ranging from $2,000 up to $5,000 and more premium Personal+Plus Loans from $5,000 up to $50,000.

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

Am I eligible?

To apply for a Cashify loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For a Personal Loan from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For a Personal+Plus Loan from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What can I use the money for?

Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!

What costs are associated?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For loans from $5,000 to $50,000

  • Loan Rate: From 8.5% pa (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What documents do I need?

Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.

Identification
Provide ONE of the below forms of identification:

  • Australian Driver Licence Number
  • Australian Passport Number
  • Australian Medicare Number

Residential Details
Provide details of your current address

Employment & Income Details
Provide proof of your current employment, including:

For Full Time, Part Time and Casual Employment, you must provide a copy of:

  • Two of your most recent consecutive computer-generated payslips
  • Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months

For Self Employed or Contractors, you must provide a copy of:

  • Most recent Notice of Assessment
  • Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months

Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses

Referee Details
Provide details of a friend or relative in case we can’t get in contact with you

Are You Currently Looking for Quick Cash Loans in Australia?

Regardless of whether you’re struggling to pay your bills and need some extra money before payday, or whether you’re dealing with an unexpected situation that has created a financial emergency, taking out a fast cash loan is one way of obtaining the financing you need swiftly and with minimal hassle. And if you are currently looking for some of the best quick cash loans Australia has to offer, you will be pleased to learn that you have come to the right place. We offer instant cash loans to cover just about anything, including:

It is very important that you choose the right lender for your cash loan. Australia has a great number of different lenders on offer, but for maximum convenience and peace of mind, it is always a good idea to borrow your money from a trusted and reliable lender with a strong reputation for speed, flexibility and customer care.

Choose Cashify for Some of the Best Online Loans Australia Has Available

Here at Cashify, we are proud to be an Australian family owned and operated business with a commitment to combining highly competitive lending rates with outstanding customer service. We offer quick and easy loans of between $2,000 and $50,000 with tailored rates from 8.5% per annum.

As a responsible lender, we work hard to ensure that our customers always receive the right loan to suit their individual circumstances. Our team of highly experienced experts treat each online cash loan application on a case-by-case basis, striving to achieve maximum flexibility and affordability for the total peace of mind of all our customers.

Applying for your Cash Loan Online

All you have to do to apply for your loan is complete the simple online form with minimal documentation required, letting us know how much you would like to borrow and for how long. We will then process your application quickly, aiming to have the money in your account the very same day. No collateral or security is required, and repayment plans are highly flexible, with no early exit fees and the freedom to make extra payments at any time at no extra cost.

Get in Touch to Find Out More Information About Our Online Loans

To find out more information about Cashify and how we can help you access some of the best quick, easy loans in Australia, feel free to get in touch with a member of our friendly and knowledgeable team today. We will be more than happy to discuss your current financial situation and help you discover the best borrowing and repayment options for you, and we can be reached via email or using the online form available on the contact page of our website. For current or prospective customers who would prefer to speak in person, you can call us during our office hours on weekdays from 9am to 5pm.

Apply for an Instant Cash Loan Online Today

Alternatively, if you are ready to make your online loan application now, just fill out the online application form and we will get back to you as quickly as we can. Your money could be in your bank account in just a few hours from now!
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If you have any questions, check our FAQs or send us a message
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