Cashify Loans Offer Loans for Funeral Expenses
It’s a situation no-one wants to think about. The death of a family member or a loved one is heartbreaking, especially if it comes out of the blue. What many people do not consider is that it’s actually quite expensive to cover the costs of a funeral.
Because it’s something we dread, few of us are well-informed about the financial outlay or process when it comes to giving our loved ones the send-off they deserve. Recent research has put the average price of a funeral at between $4,000 to $15,000 depending on what kind of services are chosen.
Loans for funeral expenses have sadly become part of everyday life, particularly in situations where the loved one passes away before their time, or unexpectedly. A personal loan for a funeral can at least alleviate the financial worry while the family is grieving.
Quick Funeral Loans are Not Only for Funerals
It’s a fact that many people think life insurance isn’t a priority when they are younger. With the pressures of building a career, or raising a family, the monthly premium could seem out of reach. It’s a sad fact too, that premature death through accidents, illness or other factors is a common occurrence. When tragedy strikes, emergency funeral loans can be a worthwhile solution to an immediate problem.
Some individuals do pre-plan their funeral, paying upfront for the services they have chosen, but this tends to be a habit of much older people, rather than the young and healthy. Even if a funeral plan is in place, there may be other expenses to account for before probate is granted on the person’s estate. Quick loans for funeral expenses can cover not only the funeral itself, but day-to-day costs in the aftermath of someone’s demise. Imagine if suddenly the household income is cut in half, and you need to downsize at short notice. Having a cash lump sum can help to tide you over until your affairs are on a more even keel. Losing a loved one is one of the most stressful things we can go through in life. Removing financial worry during this time is an essential step to moving forward.
Why Would Someone Need Loans for Funeral Costs?
As mentioned before, funerals can be very expensive depending on what services are chosen. Traditionally, people were more likely to be buried, but this is the more expensive option. Cremation is cheaper, but this can be a less favoured choice for personal or religious reasons. There are so many things to account for; from transport to and from the place of rest, funeral directors’ services, the hire of a venue for the service and to have a reception afterwards, burial plots and so on.
When your world has fallen apart through the death of a loved one, the last thing you want to do is to have to shop around or arrange everything yourself. Funeral loans will allow you to put the matter in the hands of professionals, so that you can get through this tragic time as best as you can.
Who Can Apply for Our Funeral Loans Online?
As a trusted lender we take our responsibilities towards our customers very seriously. We take every precaution to ensure the product we are offering to our customers is suitable for them. This means taking into account the individual circumstances. To be eligible for a funeral loan online, you will need to be over the age of 18, be a permanent resident of Australia or a citizen, and be currently employed.Employment can be full time, part time, casual or self-employed, but unfortunately, we cannot count Centrelink payments as your main source of income. We will also look at your current outgoings and income. If you meet these criteria, you could borrow between $2,000 and $5,000. For a larger loan of between $5,000 and $50,000, you will also need to be earning a minimum of $50,000 per annum before tax. With our funeral loans in Australia, families get a helping hand through the dark times. Our quick funeral loans have helped customers from many different walks of life. Maybe you didn’t know you could take out a personal loan for funeral expenses. If you are approved, the money will be transferred electronically within the same business day.
What to Consider When You Apply for Funeral Loans
urgent loans for funerals or emergencies are offered by a range of providers, so we strongly advise you to read the terms and conditions of the arrangement they are offering you. During a time of such emotional upheaval, it’s easy not to think things through. At Cashify Loans, when someone approaches us for a loan for funeral costs, we aim to do our best for that customer to offer them the most suitable product for their circumstances. Our fully trained and compassionate advisors will take you through the options and make sure the terms and conditions are transparent. Contact us today for a no-obligation quote. Read Less