USED CAR LOANS

Borrow up to $5,000 instantly with Cashify!*

USED CAR LOANS

Get a second-hand car immediately with $2,000–$50,000!

Get your next set of wheels sooner with a Cashify Used Car Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today! Read More

Purchase your pre-loved car instantly with a loan!*

Get your next set of wheels sooner with a Cashify used car loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today! Read More

Cashify Used Car Loan snapshot

Great rates
from 5.15% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your used car purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your caravan purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Used Car Loans in Australia

Getting an instant Used Car Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Used Car Loan is a type of loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used car.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible for a Used Car Loan?

To apply for a Cashify Used Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my Used Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Frequently asked questions

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Get Used Car Loans & Finance at Cashify

If you are considering buying a second hand car, one of your top priorities will undoubtedly be trying to find a way to finance the purchase in a convenient fashion that doesn’t leave you short of the money you need for other things. And fortunately, doing so is easier than ever when you take out a loan for used car purchases with an online lender like Cashify.

With the help of used car loans finance, you will be able to buy the vehicle you desire without leaving yourself out of pocket. And just as long as you’ve taken out the right 2nd hand car loan that suits your personal financial circumstances and offers you the terms and flexibility you need, you can be confident that paying back the money you’ve borrowed will be simple, affordable and stress-free.

Who Can Apply for a Used Car Loan?

Successful applications will benefit from our instant cash transfers, meaning the money should be in your bank account the very same day you’re accepted. Repayment terms are highly flexible and can be tailored to your individual circumstances, and there are no early exit fees or additional charges for extra payments.

Applications for used car loans are open to all Australian citizens and permanent residents who are over the age of 18 and who are currently in employment. There is no security or collateral needed, and the application process is extremely straightforward and requires minimal documentation.

Secure Your Next Set of Wheels with a Used Car Loan

A car loan for a used car can make all the difference when money is tight but you need a new set of wheels, but. You’ve scrimped and saved but you still can’t afford to pay for it outright. Whether your old car has bitten the dust, or you simply want a change, a used car loan can accommodate your needs. There’s no need to limit yourself if you don’t have the funds upfront. A car is a necessity for most people these days, so being able to find a used car loan with instant approval means you won’t be waiting around to get the right car for you.

You should make sure that the loan company you go with is reliable and reputable before rushing in. It’s a must to find the right one otherwise you risk getting the short-term gain but having long-term repercussions when the interest rates end up being sky high. Nobody wants to be stuck with a car loan that takes forever to pay off. Make sure to do your research on the interest rates in the current economy, so you know if you’re getting a good deal or whether you’re getting taken advantage of. It’s important to find a lender who can guarantee you won’t be subject to any hidden catches for convenience and peace of mind.

Looking for used car loans in Australia from a company you can trust? At Cashify, we have top used car loans because of our premium services. Customer care and flexibility are at the core of our company vision, and we’re here to assist you whether you want some advice on the best route for your financial circumstances or you simply want to know more about us and what we do. When you go with us, you get competitive rates. Rest assured we never take advantage of your situation. We offer loans to suit the different circumstances and needs of our customers. You can apply for a loan starting from $2,000 up to $50,000, with tailored rates from 5.15% per annum .

Who is Eligible for an Instant Used Car Loan?

You might expect the process of applying for a loan to be a long and challenging one. If that’s what you expect, let us pleasantly surprise you. When you apply for an instant used car loan with us, all you have to do is complete our online, easy-to-use application form. We require minimal documentation, and we don’t even ask for collateral or security. You might be thinking there’s some catch we haven’t mentioned yet or that it’s incredibly hard to qualify for our loan. If anything, it’s easier to qualify for a short term loan with us than it might be with other lenders in Australia! It’s simple; to qualify you must be 18 and over, employed, and an Australian citizen or permanent resident. If for any reason you don’t end up being able to get a loan with us, we won’t leave you in the dark. We’ll give you advice and recommendations to help you become more likely to get approved in the future.

At Cashify, we offer one of the best-used car loans if you’re looking for a personal loan that can be paid back at your own pace. We provide affordable instalments that cater to your timeframe and budget, we’re well aware that life can change anytime, which is why we offer flexible payments. There are various repayment plans to choose from and you’re sure to find one that will cater to your personal needs and preferences. You can pick whether to make the repayment instalments weekly, fortnightly, or monthly across the span of 3 to 84 months. If you end up having a bit of extra cash on hand, then you’re free to make some extra payments when you choose to without having to worry about extra costs being incurred. There are no exit fees when you go with us and as an unsecured loan, the risk for you is less as we don’t require you to use your car, or any other asset, as security on your loan!

Broaden Your Options with Used Car Loans in Australia

If you’re eager to find out more about our used car loan with instant approval, then get in contact via email, telephone, or our online form. Our team are always happy to go through your available options, whether you’re a new or existing customer. We can help to find the best option for you and your financial situation. If you’re ready to get started with your application now, simply use the online application form on our website and you’ll hear back from us swiftly. If your application is successful, the funds could be in your bank account later today.

Apply for a Second Hand Car Loan Today or Contact Us to Find Out More

To find out more information about how you can get a car loan for your new used vehicle with the help of Cashify, simply get in touch with a member of our friendly and professional team today. We can be contacted via telephone, email or the online form available on our contact page, and we will be more than happy to answer all of your questions and provide you with the assistance you need to make a fully informed decision regarding your next financial move.

Once you are ready to apply for your second hand car loans finance, you can do so using our simple online application form and you will hear back regarding whether your application has been successful promptly. Read Less

If you have any questions, check our FAQs or send us a message
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