BOAT LOANS GEELONG

Borrow up to $5,000 instantly with Cashify!*

BOAT LOANS GEELONG

Get a brand new boat immediately with $2,000–$50,000!

Get your next set of wheels on the water sooner with a Cashify boat loan in Geelong. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used boat from a dealer or private seller, let Cashify help today! Read More

Purchase your brand new boat in Geelong instantly with a loan!*

Get your next set of wheels on water sooner with a Cashify Geelong boat loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used boat from a dealer or private seller, let Cashify help today! Read More

Cashify Boat Loan snapshot

Great rates
from 5.15% p.a. 

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your boat purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your caravan purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Boat Loans in Geelong

Getting an instant Geelong boat loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A boat loan for Geelong residents is a type of loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used boat.

Simply follow these 3 easy steps:

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used boat, when you need!

Am I eligible for a Boat Loan?

To apply for a Cashify Boat Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my boat loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your boat from a private seller, car dealership, online or even an auction.

Will you pay my boat dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my boat as security on the loan?

No. Cashify Boat Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your boat or any type of asset as security on your loan.

Frequently asked questions

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Dreaming of Boat Loans in Geelong?

We would bet if you live a stone’s throw from Geelong, you’ve looked out over the wonderful sheltered Stingaree Bay and dreamed of having your own boat. To get boat loans in Geelong might seem like a pipe dream, but we at Cashify are here to tell you it’s much easier than you might imagine. Realising their dream of boat ownership is one of the main reasons customers approach Cashify. Who could blame them? Imagine spending summer weekends out on the water, having a few sundowners while the boat rocks gently in the waves.

Whether you are in the market for a seagoing yacht or a classic tinny, Cashify can provide Geelong boat loans specially tailored to you. It could be that you are already a boat owner for work or leisure, and you need to do some urgent maintenance or repairs. Cashify can provide boat loans in Geelong and elsewhere in Australia at competitive market rates.

Surely, I Should Get Boat Loans in Geelong From a Bank?

Of course, when people are applying for credit, their first thought is usually to go to their bank, but they could be missing out if they don’t shop around. Your local bank might not offer the most competitive rates, and often there will be a raft of hidden fees and charges if you don’t read the T&Cs carefully. Another reason not to get boat loans in Geelong from a bank is that they will frequently charge you an exit fee should you want to repay the loan earlier. At Cashify, we welcome customers who want to close their account early – there are no exit fees when you take out a loan with us.

One point to consider is speed. You might need to get fast boat loans in Geelong, but a bank can sometimes take some time to action the payment, wasting your valuable time. Cashify uses a simple online application system, meaning you can make your application at any time of the day or night. We aim to give you a decision fast as we understand that waiting to hear whether you’ve been approved can be a stressful time.

We believe we offer the best online boat loans in Geelong as you can choose how much you’d like to borrow. Choose a figure between $2,000 and $50,000 and the number of weeks/months you would like to repay the money over. Our online calculator will show you estimates of what your weekly or monthly payments will be, so that you can take control of your finances. Not just Geelong, many people taking out boat loans in Newcastle and those who received a fast boat loan in Brisbane are amazed to see just how affordable it is to take out a quick loan with Cashify.

If your application is approved between 9am and 9pm, you will receive the money the same day. For approvals outside of this time range, you will receive the funds the next day. Our instant transfer service takes the worry out of wondering when the funds will hit your account. If for some reason your application is not approved, we can explain the reasons for this. We can guide you on how to build up your credit rating again so that you qualify for the best rates and approval of your same day Melbourne loan.

As a responsible lender, we are committed to securing the best cash loan online for you under your own personal circumstances. We take this responsibility very seriously as we want our customers to be able to manage their finances well. To get boat loans in Geelong, you would need to meet a set of criteria, just like with any other lender. You’d need to be over 18 and in employment with a minimum salary of $50,000. Please read our information pages carefully for a comprehensive list of requirements.

The Best Online Boat Loans in Geelong with Cashify

One of the main advantages of taking out a personal loan to get your boat is that you can use it while you pay it off. Some people choose to buy a boat for commercial purposes, meaning the investment pays for itself. Whether you dream of running wildlife cruises around the bay, or offering sunset sails, our boat loans can get you there faster.

Of course, many people are looking for boat loans in Geelong to buy a recreational vessel. It can be a great way to spend time with your friends and family, and even an impressive way to network for business. Investing in a boat remains a dream for many Australians, but it could be a dream come true for you if you get our boat loans in Geelong.

If you are curious as to how much you could borrow, head over to our online calculator tool. Remember Cashify is a trusted Australian lender which helps Aussies just like you to make their finances work for them. Contact us today for the best online boat loans in Geelong! Read Less

If you have any questions, check our FAQs or send us a message
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