PERSONAL LOANS
Get $2,000–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 Personal Loan transferred instantly into your account!* Read More
Want a faster loan?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,001–$5,000 Personal Loan transferred instantly into your account!* Read More
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 12 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Frequently asked questions about Personal Loans Australia
Getting an instant Personal Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible for Personal Loans?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Frequently asked questions
How do I apply?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What documents do I need?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Top reasons why people apply for a loan
Top reasons why people apply for a loan
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
Searching for Quick and Easy Personal Loans Online?
Costs can stand in the way of a lot of things, but they don’t have to when you get personal loans. In an emergency that comes up out of the blue, not everyone has money sitting ready to use. An instant personal loan online might be what you need to get out of a tight spot. Perhaps you’re looking to take a much-needed holiday but saving up the necessary funds feels like it’s taking forever. If you want to bite the bullet and take action sooner rather than later, then a quick and easy online personal loan can accommodate your dreams. Whatever you need the money for, being able to get easy personal loans can take the weight off your shoulders when you lack the funds. It helps to give you more freedom to do the things you love or save the day when you’re short of funds in an emergency.
Finding quick personal loans in Australia can be difficult, but it doesn’t have to be. When you’re after quick easy personal loans, the last thing you want to do is spend hours filling out forms and feeling like you’re going round in circles. Don’t rush for the first loan you find, it’s important to find the right lender for you. Australia has plenty of lenders but some of them will take advantage of your need for quick cash, so it’s always best to borrow money from a trusted company with an excellent reputation for customer service and flexibility. Take us, for example, we never spring any hidden surprises on our customers and we’re completely transparent about our services.
If you’re looking for easy personal loans in Australia, we can help. At Cashify, we’re the best place for personal loan options if you want fast service, no fuss and help on demand. Each of our applications is considered on an individual basis. We have fast-approval personal loans online that you can apply for with ease. You can even receive the money on the same day that you send in your application!
Flexibility and Affordability with Our Low Interest Personal Loans in Australia
If you’re looking for one of the best online personal loans Australia can offer, then look no further. At Cashify, we’re all about offering the best easy approval personal loans Australia has available. When you go with an established lender with a glowing reputation for premium customer service, competitive rates, and outstanding flexibility, you can rest assured you will be able to receive the funds without hassle. We offer the best online personal loans if flexible repayment options are something you’re looking for. You can pay off the loan weekly, fortnightly or monthly anywhere in the timeframe of 3 to 84 months, whatever works best for you whether it’s short term loans or payday loans. Our fast personal loans in Australia start from $2,000 and go up to $50,000 to help with any expense or emergency that might arise, and we have a tailored rate starting from 5.15% per annum.
We’re an Australian-owned and operated private finance company providing personal loans with a stress-free application. Trying to find a personal loan with quick approval in Australia and no exorbitant interest doesn’t have to be a nightmare. You might assume that getting a personal loan would be an arduous and challenging process. With us, that couldn’t be further from the truth. Our process is much easier than some of the other lenders out there, and it’s not as difficult to qualify for a loan with us. You just need to be over 18, employed, and an Australian citizen or permanent resident. That’s it, we don’t even require security or collateral from you. We just have an easy-to-complete online form with minimal documentation needed. If you’re successful with your application, we even aim to have your funds in your bank account within the very same day! We’re big on transparency, so if you’re unsuccessful with your loan application for any reason, we’ll let you know why and give you tips on how to improve your chances of getting any further applications accepted in the future.
Fast, Easy Personal Loans for Your Peace of Mind
Take advantage of our low-interest personal loans to allow you to live life to the fullest and pay for it through affordable and flexible instalments. Get in contact via telephone, email or using the online form to talk to a member of our team. We are on hand to help with any questions you might have about the options available, or even if you want to know more about what we do. If you want to apply now, simply fill out the quick application form and we’ll be in touch. If you’re successful, the money can be transferred quickly as we provide same day loans. Read Less
If you have any questions, check our FAQs or send us a message
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