PERSONAL LOANS
Get $500–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $500–$5,000 Personal Loan transferred instantly into your account!*
Want a faster loan?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $500–$5,000 Personal Loan transferred instantly into your account!*
Personal Loans snapshot
Fixed rate
4% monthly
Loan terms
3-12 months
Instant cash transfers*
Unsecured loan from $500 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
4% monthly
Loan terms 3-12 months
Instant cash transfers*
Unsecured loan from $500 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $500 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 12 months |
| Loan Rate | 4% monthly |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | For loans $500 – $2,000: 20% of loan amount For loans over $2,000: $370 |
| Admin Fee | $10 per month |
| Other Fees That May Apply | Late Payment Fee: $10 Reschedule Fee: $14 Dishonour Fee: $30 Early Termination Fee: $150 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $500 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 12 months |
| Loan Rate | 4% monthly |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | For loans $500 – $2,000: 20% of loan amount For loans over $2,000: $370 |
| Admin Fee | $10 per month |
| Other Fees That May Apply | Late Payment Fee: $10 Reschedule Fee: $14 Dishonour Fee: $30 Early termination fee: $150 |
Frequently asked questions about Personal Loans Australia
Getting an instant Personal Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $500 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Frequently asked questions
How do I apply?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $500 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What documents do I need?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Top reasons why people apply for a loan
Top reasons why people apply for a loan
Cashify offer a range of unsecured Personal Loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more…
If you have any questions, check our FAQs or send us a message
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