Make sure your equipment is up to standard quickly with a Cashify Equipment Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From home repairs equipment, camera equipment, businesses, personal use, and more, whatever you need it for, let Cashify help today! Read More
Make sure your equipment is up to standard quickly with a Cashify Equipment Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From home repairs equipment, camera equipment, businesses, personal use, and more, let Cashify help today! Read More
Great rates
from 5.15% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your equipment expenses
Ideal for commercial equipment, camera equipment, offices, home appliances, and other unbudgeted expenses
Easy online application
Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Great rates
from 8.5% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your emergency expenses
Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses
Easy online application
Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Getting an instant equipment loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
An Equipment Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of any personal expenses.
Simply follow these 3 easy steps:
You now have the cash on hand and the flexibility to pay for your equipment expenses, when you need it!
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Equipment Loan rates start from just 5.15% p.a. (comparison rate from 6.47%^) so you can save money in interest!
Another great advantage of a Cashify Equipment Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.
We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Equipment Loan can be used for almost any unplanned financial situation that is out of your control. The most popular reasons why people apply include office equipment for big or small businesses, broken appliances, film equipment, vehicle equipment, or, hatever you need it for, let Cashify help.
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Do you need to purchase new equipment for your small business? Do you need equipment for a hobby perhaps? Maybe you need equipment for a sport? Whatever kind of equipment you need, Cashify can help you to get it by providing you with a loan for equipment purchase.
Let’s face it, the word ‘equipment’ can cover an enormous variety of items. You may need a new laptop and printer for your freelance work. You may need a new saddle for your horse. A set of golf clubs. A new surfboard or paddleboard. Equipment to set up as a nail technician. Equipment to become a local window cleaner. The list is endless, and we probably haven’t even covered the type of equipment you’re looking to purchase. That’s why we don’t specify what you can buy with our equipment loans. They’re simply personal loans that you use to buy the equipment you need. As long as you meet our lending criteria and can afford the repayments, you’re free to buy whatever you like with the money you borrow.
Of course, there are many lenders out there that want to lend you money. But you need to be careful about which lender you choose. Some may increase your interest rate during the term of the loan without warning. Some may have hidden charges that you’ll need to pay upfront to obtain your loan. Some may charge you extra money if you want to pay off your loan early.
Cashify Loans doesn’t do any of that.
When you choose to take a loan with us, you’ll not only get the best equipment loan rates based on your individual circumstances, but you’ll also get complete transparency. We won’t change your interest rate; it’s fixed for the whole duration of your loan, so you’ll always know exactly what your payments are. There are no hidden fees or charges with us; our fees and charges are clearly displayed on our site so you can see exactly what you will be expected to pay to take out a loan with us. And as for paying extra to pay up your loan before the loan term is up, forget it! We don’t charge exit fees and we never will.
However, we will vet you before we lend you any money to buy the equipment you’ve set your heart on whether you’re a business looking for payday loans in Perth so you can buy better equipment for your crew or furniture loan to equip your office with the best gear. That’s what a responsible lender does. We want to make sure that you are who you say you are, and that you have the financial capability to afford the loan repayments without causing you financial distress or hardship.
We know that in today’s modern world, people don’t want to wait to get the things they want. Gone are the days of saving up religiously for an item. And when it comes to needing equipment, you probably need it sooner rather than later. With Cashify, it’s possible to get the money you need in as little as 24 hours, although for some applicants it may take a little longer. Once we have made a positive decision and you have accepted our terms, we can send the money to your nominated bank account on the same day. So that new guitar you’ve coveted or that power washer you need to start your car cleaning business can be yours without having to wait until you’ve saved up enough to cover the purchase price.
Unfortunately, for some, it may be that we can’t offer you the best same day loan right now. We may feel that you’ll struggle to comfortably afford the repayments, or you may not meet our criteria. But in any event, we won’t just leave you hanging. We’ll let you know of our decision as soon as possible and we’ll show you ways to improve your financial standing to give you the best chance of being approved for a loan in the future. It’s important to build up a positive credit rating, especially if you may be looking to purchase a house or other large items on credit at a later date. We can tell you how to do that.
Getting access to the best equipment loan rates is easy. First of all, check out our online loan calculator to get an idea of how much it would cost you to borrow the sum you need. If the repayments seem a little high, try extending the term of the loan – it will make the payment much more manageable. And when you’re happy that you can afford to repay your loan, complete the application form and submit it to our team. We’ll make a decision as quickly as we can, and you could have the money to buy the equipment you need within 24 hours.
© 2022 Cashify. All rights reserved. Cash Supply Pty Ltd t/as Cashify. Australian Credit Licence 517363.