CAR REPAIR LOANS

Get back on the road with up to $50,000!

CAR REPAIR LOANS

Get back on the road with $500–$50,000!

Take control of your car troubles with a Cashify Car Repair Loan. Apply now and get from $500 to $50,000 cash with instant transfers into your account!* Whether you’ve had an accident or own an unreliable car, whatever you need it for, let Cashify help today!

Cover your repair costs instantly!*

Take control of your car troubles with a Cashify Car Repair Loan. Apply now and get from $500 to $50,000 cash with instant transfers into your account!* Whether you’ve had an accident or own an unreliable car, whatever you need it for, let Cashify help today!

Cashify Car Repair Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $500 to $50,000 to help with your car repair costs

Ideal for mechanic bills, panel beaters, tow trucks, hire cars, smash repairs, engine repairs, spare parts, new tyres and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Repair Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $500 to $50,000 to help with your car repair costs

Ideal for mechanic bills, panel beaters, tow trucks, hire cars, smash repairs, engine repairs, spare parts, new tyres and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Car Repair Loans Australia

Getting an instant Car Repair Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Car Repair Loan is a type of Personal Loan which allows you to borrow from $500 to $50,000 to cover the cost while you’ve got car troubles.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your car repair expenses, when you need!

Am I eligible?

To apply for a Cashify Car Repair Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $500 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $500 to $2,000

  • Loan Rate: 4% monthly
  • Establishment Fee: 20% of loan amount
  • Admin Fee: $10 per month

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

Will you pay my mechanic directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I need to use a certain mechanic?

No. At Cashify, we don’t want to tell you how to fix your car. Unlike some other providers, Cashify Car Repair Loans are not tied down to a specific mechanic or insurer. You can freely choose any car repair service you want to use.

Frequently asked questions

How does it work?

A Car Repair Loan is a type of Personal Loan which allows you to borrow from $500 to $50,000 to cover the cost while you’ve got car troubles.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your car repair expenses, when you need!

Am I eligible?

To apply for a Cashify Car Repair Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $500 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $500 to $2,000

  • Loan Rate: 4% monthly
  • Establishment Fee: 20% of loan amount
  • Admin Fee: $10 per month

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

Will you pay my mechanic directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I need to use a certain mechanic?

No. At Cashify, we don’t want to tell you how to fix your car. Unlike some other providers, Cashify Car Repair Loans are not tied down to a specific mechanic or insurer. You can freely choose any car repair service you want to use.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
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