Take control of your car troubles with a Cashify Car Repair Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’ve had an accident or own an unreliable car, whatever you need it for, let Cashify help today! Read More
Take control of your car troubles with a Cashify Car Repair Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’ve had an accident or own an unreliable car, whatever you need it for, let Cashify help today! Read More
Great rates
from 5.15% p.a.
Loan terms
3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your car repair costs
Ideal for mechanic bills, panel beaters, tow trucks, hire cars, smash repairs, engine repairs, spare parts, new tyres and more!
Easy online application
Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Great rates
from 8.5% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your car repair costs
Ideal for mechanic bills, panel beaters, tow trucks, hire cars, smash repairs, engine repairs, spare parts, new tyres and more!
Easy online application
Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Getting an instant Car Repair Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
A Car Repair Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost while you’ve got car troubles.
Simply follow these 3 easy steps to consolidate your debt.
You now have the cash on hand and flexibility to pay for your car repair expenses, when you need!
To apply for a Cashify Car Repair Loan, you must:
For loans from $2,000 – $5,000, you must also:
For loans from $5,000 – $50,000, you must also:
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.
For Personal Loans from $2,000 to $5,000
For Personal+Plus Loans from $5,000 to $50,000
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.
No. At Cashify, we don’t want to tell you how to fix your car. Unlike some other providers, Cashify Car Repair Loans are not tied down to a specific mechanic or insurer. You can freely choose any car repair service you want to use.
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
We’ve all been in a situation where we depend on our vehicle to get from A to B. An emergency car repair can really put a spanner in the works, especially if you rely on your vehicle for work. According to a recent survey, 64 per cent of Australian adults with driving licences have been involved in at least one car accident. This means many Aussies will have to turn to car repair loans to keep on motoring.
We shouldn’t forget too, that Australians depend on their vehicles due to the scale and geography of our beautiful country. In many places public transport is either non-existent or not practical, and while speeding remains the most common cause of road traffic accidents, rural roads, wildlife, and drink driving also contribute to the total. Crashes can be eye wateringly expensive, and it can be difficult to find that money immediately. An urgent loan is an obvious choice, as few people have multiple vehicles at their disposal. Getting your car in for repairs often means you will be entitled to the use of a courtesy car during this time.
Auto repair loans are a quick way to fix the problem, whether it’s emergency repairs, ongoing vehicle issues or general servicing and maintenance. Australia is not a country to have an unreliable motor, as outside of the cities, passing traffic can be sporadic and we are at the mercy of extreme weather events on an increasing basis.
Add to this the situation of taking an extended road trip to cross the width of our country – you absolutely do not want to break down in the desert. Taking out car repair financing to pre-empt mechanical issues should be a must-do before any long-distance drives.
Car servicing costs several hundred dollars across Australia with the Northern Territory being the most expensive place to get your car serviced. Although some people tend to only address problems when they occur, servicing is a worthwhile thing to get done. It helps with the resale of your vehicle if you can prove the car has been serviced regularly. Plus, mechanical, and other issues can be identified before a more serious event occurs – servicing your car could save your life. That’s why if you can’t afford to pay for regular servicing, you should consider auto repair financing to cover the cost of two services a year.
The beauty of Cashify’s vehicle repair loans is that you can decide the duration of the loan. Our short term loans or longer term ones start at AUD 2,000, but you can borrow up to AUD 50,000 if you meet the necessary criteria. Using our online calculator tool will show you how much your repayments will be over different lengths of time.
It could be that you just need quick auto repair financing to get your car serviced or to get your pink slip, or maybe you have been unlucky enough to have been caught up in a road collision and your insurance won’t cover the cost of repair. Some people use our car loans online to purchase a new car or a second-hand vehicle if they don’t want to go down the traditional route of getting a bank loan.
There are several reasons why Cashify car repair loans can be a better option rather going via a bank or putting it on your credit card. Firstly, the criteria to borrow money is often more user friendly than going via a bank. For loans from $2,000 to $5,000, we just ask that customers are 18 plus, have PR or Australian citizenship and are employed.
We deem as valid part time, casual, full time, and self-employment. You’ll need to pass a credit check, of course, but you may find the terms and conditions of going with Cashify Loans are better than what you are being offered at your bank. Car repair financing starts at 5.15% per annum, which may be more competitive than the rates offered by your bank and is almost certainly going to be preferable to putting the costs on your credit card.
You can decide the duration of your repayment schedule, although we may also advise you on the best product and schedule according to your circumstances. If you decide to pay the sum off early, that’s no problem – we do not charge early exit fees, unlike many lenders.
Cashify online auto repair loans are also likely to be more cost effective than other finance providers. There are many unscrupulous lenders who will lend unaffordable amounts of money to consumers who simply do not have the means to repay it at the interest rates offered. This can lead to insurmountable debt, and possible bankruptcy. With our car repair loans in Australia, local drivers can rest assured that they are dealing with an Australian firm, run on the Aussie values of respect and honesty. Contact Cashify today, to see how we can help you spread the cost of auto repair financing. Read Less
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