Solve Your Transport Woes with Cashify Car Repairs Loans
We’ve all been in a situation where we depend on our vehicle to get from A to B. An emergency car repair can really put a spanner in the works, especially if you rely on your vehicle for work. According to a recent survey, 64 per cent of Australian adults with driving licences have been involved in at least one car accident. This means many Aussies will have to turn to car repair loans to keep on motoring.
We shouldn’t forget too, that Australians depend on their vehicles due to the scale and geography of our beautiful country. In many places public transport is either non-existent or not practical, and while speeding remains the most common cause of road traffic accidents, rural roads, wildlife, and drink driving also contribute to the total. Crashes can be eye wateringly expensive, and it can be difficult to find that money immediately. An urgent loan is an obvious choice, as few people have multiple vehicles at their disposal. Getting your car in for repairs often means you will be entitled to the use of a courtesy car during this time.
Benefits of Car Repair Financing
Auto repair loans are a quick way to fix the problem, whether it’s emergency repairs, ongoing vehicle issues or general servicing and maintenance. Australia is not a country to have an unreliable motor, as outside of the cities, passing traffic can be sporadic and we are at the mercy of extreme weather events on an increasing basis.
Add to this the situation of taking an extended road trip to cross the width of our country – you absolutely do not want to break down in the desert. Taking out car repair financing to pre-empt mechanical issues should be a must-do before any long-distance drives.
Costs of Automotive Repair Financing
Car servicing costs several hundred dollars across Australia with the Northern Territory being the most expensive place to get your car serviced. Although some people tend to only address problems when they occur, servicing is a worthwhile thing to get done. It helps with the resale of your vehicle if you can prove the car has been serviced regularly. Plus, mechanical, and other issues can be identified before a more serious event occurs – servicing your car could save your life. That’s why if you can’t afford to pay for regular servicing, you should consider auto repair financing to cover the cost of two services a year.
The beauty of Cashify’s vehicle repair loans is that you can decide the duration of the loan. Our short term loans or longer term ones start at AUD 2,000, but you can borrow up to AUD 50,000 if you meet the necessary criteria. Using our online calculator tool will show you how much your repayments will be over different lengths of time.
It could be that you just need quick auto repair financing to get your car serviced or to get your pink slip, or maybe you have been unlucky enough to have been caught up in a road collision and your insurance won’t cover the cost of repair. Some people use our car loans online to purchase a new car or a second-hand vehicle if they don’t want to go down the traditional route of getting a bank loan.
Choose Cashify Auto Repair Loans
There are several reasons why Cashify car repair loans can be a better option rather going via a bank or putting it on your credit card. Firstly, the criteria to borrow money is often more user friendly than going via a bank. For loans from $2,000 to $5,000, we just ask that customers are 18 plus, have PR or Australian citizenship and are employed.
We deem as valid part time, casual, full time, and self-employment. You’ll need to pass a credit check, of course, but you may find the terms and conditions of going with Cashify Loans are better than what you are being offered at your bank. Car repair financing starts at 5.15% per annum, which may be more competitive than the rates offered by your bank and is almost certainly going to be preferable to putting the costs on your credit card.
You can decide the duration of your repayment schedule, although we may also advise you on the best product and schedule according to your circumstances. If you decide to pay the sum off early, that’s no problem – we do not charge early exit fees, unlike many lenders.
Why Cashify Car Repair Loans for Australian Citizens Might be Cheaper
Cashify online auto repair loans are also likely to be more cost effective than other finance providers. There are many unscrupulous lenders who will lend unaffordable amounts of money to consumers who simply do not have the means to repay it at the interest rates offered. This can lead to insurmountable debt, and possible bankruptcy. With our car repair loans in Australia, local drivers can rest assured that they are dealing with an Australian firm, run on the Aussie values of respect and honesty. Contact Cashify today, to see how we can help you spread the cost of auto repair financing. Read Less