TRAVEL & HOLIDAY LOANS

Book your dream holiday with up to $50,000!

TRAVEL & HOLIDAY LOANS

Book your dream holiday with Cashify!

Stop dreaming and start planning your next trip with a Cashify Holiday & Travel Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From flights to accommodation, whatever you need it for, let Cashify help today!
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Boost your travel savings instantly!*

Stop dreaming and start planning your next trip with a Cashify Travel Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From flights to accommodation, whatever you need it for, let Cashify help today!
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Cashify Holiday Loan snapshot

Great rates
from 5.15% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your travel expenses

Ideal for flights, accommodation, travel insurance, car hire, tour packages, extra spending money and more!

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Holiday Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your travel expenses

Ideal for flights, accommodation, travel insurance, car hire, tour packages, extra spending money and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Holiday Loans Australia

Getting an instant Holiday Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Holiday Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your travel.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your flights, accommodation or other travel expenses, when you need!

Am I eligible for a travel loan?

To apply for a Cashify Holiday Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

What are the benefits of a Holiday Loan over a credit card?

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Holiday Loan rates start from just 5.15% p.a. (comparison rate from 6.47%^) so you can save money in interest to instead spend on your trip!

Another great advantage of a Cashify Holiday Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes – from flights to accommodation, tour packages and more – whilst knowing exactly what your repayments are. With a credit card, there is always the temptation to overspend on unnecessary expenses.

Will you pay my travel expenses directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.

How do I access my Holiday Loan while travelling overseas?

Your Holiday Loan is transferred in Australian Dollars into your nominated Australian bank account. You have the flexibility to access this money however you prefer – whether it be withdrawing cash, purchasing travel cards, using your debit card or transferring cash online. The choice is yours!

Frequently asked questions

How does it work?

A Holiday Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your travel.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your flights, accommodation or other travel expenses, when you need!

Am I eligible?

To apply for a Cashify Holiday Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

What are the benefits of a Holiday Loan over a credit card?

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Holiday Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^) so you can save money in interest to instead spend on your trip!

Another great advantage of a Cashify Holiday Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes – from flights to accommodation, tour packages and more – whilst knowing exactly what your repayments are. With a credit card, there is always the temptation to overspend on unnecessary expenses.

Will you pay my travel expenses directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.

How do I access my Holiday Loan while travelling overseas?

Your Holiday Loan is transferred in Australian Dollars into your nominated Australian bank account. You have the flexibility to access this money however you prefer – whether it be withdrawing cash, purchasing travel cards, using your debit card or transferring cash online. The choice is yours!

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Do You Need a Travel Loan to Cover Your Upcoming Trip?

Travelling the world is something that many people dream of doing, but we all know that travel costs can easily start to mount up, causing us to put off potential travel opportunities until an indefinite time in the future. But if you want to turn your travel goals into realities sooner rather than later, you can take advantage of a travel loan to allow you to take the trip of your dreams and pay for it later via affordable instalments.

If you have previously presumed that getting a loan for travelling is bound to be a difficult or stressful process, you’ll be glad to discover that nothing could be further from the truth. When you choose an established lender with a reputation for competitive rates, quality customer service and high levels of flexibility, you can be entirely confident of being able to access the funds you need with no stress or hassle whatsoever.

Go Anywhere with Cashify’s Holiday Loans

Do you dream of travelling but you don’t have the savings yet? That doesn’t mean that travel is out of reach. A holiday loan might be exactly what you need for the vacation of a lifetime without saving for months or even years.

We all know that travelling is more expensive than it looks at first glance. While the flights and even the hotel rooms can seem manageable and are easy to account for in your travel budget, there are many more expenses than that. What about the food you’ll be eating, any sightseeing and activities you want to do, and how will you get around and how much will transport cost? Travelling can quickly become more expensive than anticipated, but we believe it’s something everyone should be able to do. Taking out a personal loan for travel can enable you to travel the world on your own terms and exactly the way you want, without choosing the cheapest hostels and travelling around by bus.

If you’re already booked in for your travel or you’re already on holiday, the costs can still mount up. Maybe a flight is cancelled, and you need to stay an extra night in your hotel, or you want to go for an outing that’s on the more expensive side, or you have an accident and need medical care. In these situations, holiday loans can be a lifesaver. A quick, easy loan can easily get your finances back under control.

Some of the Most Competitive Travel Loans Australia Has to Offer

At Cashify, we are proud to offer some of the very best loans for a holiday available on the Australian market. As a family owned and operated company, we are committed to ensuring that the service we provide our customers always meets the same high standards upon which our strong reputation is based. And to make sure we achieve this, we consider every cash loan application on a case-by-case basis, using our many years of experience in the industry to determine the right financial solution for each individual applicant.

We offer travel loans of between $2,000 and $50,000, with our competitive tailored lending rates starting at 5.15% per annum. All of our personal holiday loans can be paid back in affordable instalments according to your own budget and timeframes, and are highly flexible, with no early exit fees and the option of making extra payments whenever you choose at no extra cost.

Travel Loans Made Easy

Applying for any loans including caravan loans or wedding loans can be a difficult process. If that’s what you expect, then you’ll be pleasantly surprised by Cashify. With us, you can apply for a loan using our fast and easy online application form, without any security or collateral needed. All you need to be eligible is to be over 18 years old, in employment, and a citizen or permanent resident in Australia. Our process is so fast that you can usually expect to receive the money in your account on the same day you apply, which is perfect when that wanderlust hits or unexpected expenses appear during your travels.

When it’s time to repay your loan, we’ve also worked hard to make it as easy and flexible for you as possible. Choose your repayment period and how often you want to make repayments. When you have some extra cash on hand, you’re also more than welcome to make an extra repayment without additional costs to get your loan paid off faster. And if you do, there are no early exit fees. Travelling might be nice, but it’s not stress-free. That’s why taking out a travel loan should be as easy as possible, so you have one less thing to worry about. When it comes to getting a personal loan for holidays, it couldn’t be easier than it is with Cashify.

More than just Vacation Loans at Cashify

If we think we can save you money by restructuring or consolidating your debt, we will inform you following our thorough review of your situation. And if for whatever reason we are unable to provide you with the short-term loan you have applied for on this occasion, we will always provide advice and recommendations to help ensure that you are able to access the financing you need in the future.

Get Your Loans Online Today & Start Travelling or Contact Us to Learn More

Instead of adding one more stressful thing to think about on top of your travel, accommodation and all other planning, get a loan with the most flexible and easy to apply for travel loans in Australia.

To find out more information about how we can help you achieve your travel goals sooner than you had expected, simply get in touch with a member of staff via telephone, email or using the online form today. We are always happy to discuss the various options available with both new and existing customers.

Otherwise, if you are ready to make your travel loan application now, just use the easy-to-use online application form on our website to get started. There is minimal documentation required, and if your application is successful then your money could be in your bank account the very same day.
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If you have any questions, check our FAQs or send us a message
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