Start adding the presents to your cart with a Cashify Christmas Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From buying gifts for your relatives to kris kringles, whatever you need it for, let Cashify help today! Read More
Start adding the presents to your cart with a Cashify Christmas Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From buying gifts for your relatives to kris kringles, whatever you need it for, let Cashify help today! Read More
Great rates
from 5.15% p.a.
Loan terms
3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your travel expenses
Ideal for Christmas shopping, holidays, accommodation, weddings, extra spending money and more!
Easy online application
Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Great rates
from 8.5% p.a.
Loan terms 3-84 months
Instant cash transfers*
Borrow from $2,000 to $50,000 to help with your travel expenses
Ideal for flights, accommodation, travel insurance, car hire, tour packages, extra spending money and more!
Easy online application
Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)
Instant* cash transfer into your account
Borrow from a trusted Australian owned and operated lender
Getting an instant Christmas Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
A Christmas Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your Christmas shopping.
Simply follow these 3 easy steps:
You now have the cash on hand and flexibility to pay for your Christmas flights, presents, and any personal expenses, when you need them!
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.
Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Christmas Loan rates start from just 5.15% p.a. (comparison rate from 6.47%^) so you can save money in interest to instead spend on your trip!
Another great advantage of a Cashify Christmas Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes – whilst knowing exactly what your repayments are. With a credit card, there is always the temptation to overspend on unnecessary expenses.
No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.
Your Christmas Loan is transferred in Australian Dollars into your nominated Australian bank account. You have the flexibility to access this money however you prefer – whether it be withdrawing cash, purchasing gift cards, using your debit card or transferring cash online. The choice is yours!
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Christmas is a very important time for many families in Australia. It’s a time to come together with loved ones and celebrate the year’s events. Christmas can be a stressful time for many people though, as the rising cost of this traditional celebration put pressure on family finances. Cashify’s Christmas Loans can take some of the pressure off, with long or short-term loan options to pay the money back.
The cost of living situation means that Australians are expected to spend more than AUD 27 billion in 2022 on the festivities, an increase of almost $3 billion from last year. The price rises have hit every part of Christmas celebrations, from increased utility bills to rocketing food prices. There are gifts to consider as well as travel to and from relatives’ houses.
When people go looking online for Xmas cash loans, it can be slightly bewildering. There are many lenders keen to offer loans for Christmas shopping. Your credit card might look like your best friend at this time but consider carefully before splurging on plastic. Credit cards can often attract high rates of interest, particularly if your credit rating is not at the upper end of the scale. People often believe they can pay off the credit card in a couple of months, but then daily life takes over, there may be an emergency to pay for, and before you know it, you are saddled with a debt which takes until next Christmas to pay off.
Cashify Loans offers quick Christmas loans – and they are quick in two ways. Firstly, if you are approved, the money will be in your account within the same business day. Secondly, we offer flexible repayment terms, so that if you choose to pay off the sum early, you can do so without penalty.
The last few years have proven to us just how unpredictable life can be. After a period of relative financial stability, inflation and rising interest rates are really starting to bite into families’ budgets. Your Christmas dinner probably costs 10%-20% more than you had budgeted for earlier in the year, which is an excess many households will struggle to cover.
Of course, there may be the odd Scrooge out there who tells you that you should cut back or ignore Christmas as it’s just another day. However, after recent events, Christmas might be the only time that families have to really relax and forget about their worries after a very stressful year. At Cashify we encourage responsible borrowing, but we are also human too. We understand that spending a great time with your family over Christmas is important. Our fast cash Christmas loans can enable you to buy loved ones the gifts they really want, to pay for a seasonally inflated air ticket home, or to bring ageing relatives to see you, when otherwise they might be alone.
Even if you do decide to take out one of our quick Christmas loans, there are ways you can do Christmas more economically. Christmas in the height of the Australian summer really begs for lighter food rather than a full roast dinner. Avoiding using the oven can make huge savings, or if you do, choose portions of meat rather than a full bird. Consider using the slow cooker to save money on cooking and set a financial limit for gifts.
Some people may criticise taking out loans for Christmas shopping, but they may forget that many essentials are given as Christmas presents, and that there may be an expectation that you give a certain type of gift. If you come from a big family, the total cost of present buying may add up. Fast cash Christmas loans can spread out the cost at a fixed rate of interest, so you can repay the money over a time period that suits you. You can even get a birthday loan for other occasions to celebrate your friends and family if you want to go big.
H2: Why You Should Choose Cashify Quick Christmas Loans
If you are considering taking out Christmas loans, it’s best to shop around. The first or second results on a google search do not necessarily mean that lender is the best. In fact, some companies pay for higher rankings, so you need to be clear on what rate of interest you will pay over the course of the cash loan. At Cashify, we aim to be as transparent as possible with our clients when they take out quick Christmas loans. Look at our loan calculator to see what the repayments will be for the sum of money you would like to borrow. You might be quite surprised how affordable one of our fast cash Christmas loans can be. To be eligible for a loan from $2,000 to $5,000, you will need to be an Australian resident or have PR and be over 18, and be employed (full-time, part-time, casual, self-employed). To borrow more than $5,000, you will also need to have an annual pre-tax income of $50,000. Contact us today to see how Cashify Christmas Loans can help put the sparkle back into Christmas.
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