SAME DAY LOANS
Get $2,000–$5,000 instantly with Cashify!*
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with $2,000–$5,000 same day loan transferred instantly into your account!* Read More
In Search for Same Day Loans?
Need cash in a hurry or have an unexpected expense? Whatever you need it for, Cashify is here to help with a $2,001–$5,000 same day loan transferred instantly into your account!* Read More
Payday Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,001 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
Personal Loans snapshot
Fixed rate
48% p.a.
Loan terms
3-24 months
Instant cash transfers*
Unsecured loan from $2,000 to $5,000
Ideal for emergency expenses, debt consolidation, household appliances, technology updates, travel, car upgrades and more
Easy online application
Flexible repayment options
Borrow from a trusted Australian owned and operated lender
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,001 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
| Timings | Receive the money in your bank account instantly* if you sign the approved contract between 9am–9pm on business days |
No hidden fees or charges
At Cashify, we know the importance of being honest and upfront with our rates. It’s all here, with no nasty surprises…
| Loan Amount | $2,000 to $5,000 |
| Loan Type | Unsecured |
| Loan Term | 3 – 24 months |
| Loan Rate | 48% p.a. |
| Repayment Options | Weekly, Fortnightly or Monthly |
| Establishment Fee | $370 |
| Other Fees That May Apply | Dishonour Fee: $15 |
Frequently asked questions about Same Day Loans Australia
Getting same-day loans can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.
What’s the application process?
To apply for a Cashify loan, simply fill out the easy application form here. Our application forms are 100% online and we are unable to take applications over the phone or email.
The application form will require personal information, including proof of ID, employment, income and bank statements to verify your financial situation.
Once you complete the application form, you will receive an email to confirm we’ve received your application and it is being reviewed by our loan assessor. You will receive an email once a decision has been made.
Once your loan has been approved and you have signed a digital copy of the contract, we’ll transfer the full amount of your loan as cash into your nominated bank account.
Am I eligible for Same Day Loans?
To apply for a Cashify loan, you must:
- Be 18 years or over
- Be an Australian citizen or permanent resident
- Be currently employed (see details below)
For a Personal Loan from $2,001 – $5,000, you must also:
- Be currently employed Full Time, Part Time, Self-Employed or Casual
- Centrelink must not be your main source of income
Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
What can I use the money for?
Almost everything! You can use your loan for any occasion. The most common reasons for a loan are debt consolidation, home improvements, booking a holiday, planning a wedding, or for medical or family emergencies. Whatever you need it for, Cashify can help!
How quickly can I receive the money?
Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.
What information do you require?
Cashify requires some personal information from you when you are applying for your loan. This will help us confirm your identity, understand your financial position and ensure you can afford to repay your loan comfortably.
Identification
Provide ONE of the below forms of identification:
- Australian Driver Licence Number
- Australian Passport Number
- Australian Medicare Number
Residential Details
Provide details of your current address
Employment & Income Details
Provide proof of your current employment, including:
For Full Time, Part Time and Casual Employment, you must provide a copy of:
- Two of your most recent consecutive computer-generated payslips
- Bank Authentification via a Secure Portal, or most recent bank statements covering the last 3 months
For Self Employed or Contractors, you must provide a copy of:
- Most recent Notice of Assessment
- Bank Authentification via a Secure Portal, or most recent Business and Personal Bank Statements covering the last 3 months
Expenses Details
Provide details of any extra income, Government Assistance and current liabilities, loans and expenses
Referee Details
Provide details of a friend or relative in case we can’t get in contact with you
Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.
Top reasons why people apply for a loan
Top reasons why people apply for a loan
Cashify offer a range of unsecured personal small loans for just about everything! Whatever you need the cash for, Cashify can help… From debt consolidation to home renovations, or purchasing a new car to dental work or even a holiday!
Click below to find out more about what short term loans we provide.
Affordable Same Day Loans Online Made Simple by Cashify
There’s a line in the classic film, Forrest Gump – “Life is like a box of chocolates; you never know what you’re going to get!” And it’s so true. Life can change at a moment’s notice, both in a good and bad way. You may need extra money to cover an unexpected emergency such as a car or home repair; you may need extra money to pay for a trip abroad to celebrate someone’s wedding. You may need to budget for a new arrival and pay for all the things those teeny tiny bundles need, which is why we provide emergency loans for these situations.
Now while the average Australian has a good lump sum in their savings account, almost 4 million Aussies have no savings at all. So it’s hardly surprising that an unexpected financial requirement can quickly become a financial problem. Fortunately, we’re here to help with some of the things that life throws at you by providing easy same day loans online in Australia.
With Cashify, you needn’t worry that you can’t meet the bill for your car repairs or you’re going to have to miss out on that once-in-a-lifetime trip – with us, most people can get a loan the same day they apply and have the money in their account quickly. Our same-day loan service is offered Australia-wide from same day loans in Melbourne all the way to Perth. We have a simple application process and as long as you meet our criteria and can comfortably make the repayments, you can have the cash you need within 24 hours.
Same Day Loans. Easy Approval. Fast Payouts
Applying for online loans with same day payout is easy with Cashify Loans. We don’t ask for security or collateral. We offer unsecured personal loans to applicants who are over 18, an Australian citizen or permanent resident and in regular employment. Once approved, you could have the funds in your nominated bank account by the end of the day.
To find out how much your repayments will cost, we’ve provided a simple online loan calculator. You can see how much the monthly repayments would be on your proposed loan amount. Depending on your circumstances, you can borrow anything from $2000 to $50,000 and repay it in the timeframe that suits you best. This could be anything from three months to 84 months.
When you’re experiencing a financial dilemma, we can take away some of the stress. And we do it in the most responsible way. We won’t charge you exorbitant interest rates or suddenly present you with extra fees or charges. And if you find down the line your finances have improved and you can pay back the balance of your loan, unlike some other companies offering same-day loans, we won’t add on extra exit fees. Plus, with the option of a fixed interest rate at the commencement of the loan term, you won’t find your payments increasing if national interest rates should suddenly go up. This means you’ll know exactly what you have to pay and for how long which will make financial budgeting so much easier.
Secure One of the Best Same Day Payday Loans in Australia Today
When you’re looking for same day cash loans in Australia, you can rely on Cashify Loans for prompt service, competitive rates and a fast, simple application process. And if you need any extra help, our customer service team are always on hand to assist. We understand that when you’re facing a financial dilemma, you need a quick and affordable resolution to assist with your debt consolidation. We’re masters at that and are known for providing some of the best same day loans in Australia.
As a reminder, there are no hidden fees to catch you out, and our interest rates are tailored to your circumstances starting at a low 5.15% per annum.
If we are unable to provide a same-day loan approval online, we will let you know why as quickly as possible and give you advice on how to remedy the situation so you can borrow money in the future. Borrowing money is just a fact of life nowadays. Very few people have the funds to buy everything they need outright, so it pays to build up a good credit rating. We can help you to do that.
So don’t suffer in silence and don’t bury your head in the sand. We can help you to reconfigure your finances and get the money you need to pay that car repair bill with a loan, book a ticket to make sure you can celebrate your friend’s wedding or ensure that your new arrival has the best of everything.
Apply in the morning and you could have the money in your account this evening. It really can be that fast.
We’re here to smooth the way to financial serenity with our easy same day loan payouts.
If you have any questions, check our FAQs or send us a message
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