EDUCATION LOANS

Focus on your study with up to $50,000!

EDUCATION LOANS

Focus on your study with $2,000–$50,000!

Take the extra financial stress out of studying with a Cashify Education Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From course fees to laptops, everyday living expenses and more, whatever you need it for, let Cashify help today!

Fund your study fees instantly!*

Take the extra financial stress out of studying with a Cashify Education Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From course fees to laptops, everyday living expenses and more, whatever you need it for, let Cashify help today!

Cashify Education Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your education expenses

Ideal for course fees, laptops, text books, tuition fees, living expenses, graduation costs and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Education Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your education expenses

Ideal for course fees, laptops, text books, tuition fees, living expenses, graduation costs and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Education Loans Australia

Getting an instant Education Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

An Education Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your study.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your course fees, laptop or other education expenses, when you need!

Am I eligible?

To apply for a Cashify Education Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Will you pay my education provider directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

I’m not eligible for an Education Loan, can a parent or guardian apply on my behalf?

Yes. We understand that some students who require an Education Loan may not currently be working or do not meet our eligibility criteria. The good news is that a family member or friend may apply for an Education Loan on your behalf.

Before applying, it is important that they understand the costs and risks involved and how it could affect their own finances.

What happens if I defer my study?

If you defer your study or your circumstances change, you will still need to pay back your remaining balance (including any interest owing at that time) to finalise your loan. Please refer to our costs for details.

Frequently asked questions

How does it work?

An Education Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your study.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your course fees, laptop or other education expenses, when you need!

Am I eligible?

To apply for a Cashify Education Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

To consolidate loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

To consolidate loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% pa (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Will you pay my education provider directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

I’m not eligible for an Education Loan, can a parent or guardian apply on my behalf?

Yes. We understand that some students who require an Education Loan may not currently be working or do not meet our eligibility criteria. The good news is that a family member or friend may apply for an Education Loan on your behalf.

Before applying, it is important that they understand the costs and risks involved and how it could affect their own finances.

What happens if I defer my study?

If you defer your study or your circumstances change, you will still need to pay back your remaining balance (including any interest owing at that time) to finalise your loan. Please refer to our costs for details.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
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