CAR LOANS

Upgrade your car, bike, boat or truck with up to $50,000!

CAR LOANS

Upgrade your car with $2,000–$50,000!

Get your next set of wheels sooner with a Cashify Car Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today!

Purchase your new vehicle instantly!*

Get your next set of wheels sooner with a Cashify Car Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today!

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your car purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your car purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Car Loans Australia

Getting an instant Car Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Frequently asked questions

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
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