CAR LOANS

Upgrade your car, bike, boat or truck with up to $50,000!

CAR LOANS

Upgrade your car with $2,000–$50,000!

Get your next set of wheels sooner with a Cashify Car Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today! Read More

Purchase your new vehicle instantly!*

Get your next set of wheels sooner with a Cashify Car Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whether you’re looking to purchase a new or used car from a dealer or private seller, let Cashify help today! Read More

Cashify Car Loan snapshot

Great rates
from 5.15% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your car purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 5.15% p.a.
(comparison rate from 6.47%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Car Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your car purchase

Ideal for purchasing new or used cars, or other vehicles such as motorbikes, trucks, vans, scooters, caravans, boats and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Car Loans Australia

Getting an instant Car Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Car Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of purchasing a new or used vehicle.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your new or used car, when you need!

Am I eligible?

To apply for a Cashify Car Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For Personal Loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $15

For Personal+Plus Loans from $5,000 to $50,000

  • Loan Rate: From 5.15% p.a. (comparison rate from 6.47%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $15

Can I use my Car Loan for a private sale?

Yes. At Cashify, we don’t want to tell you what car is best for you! Unlike some other providers, Cashify Car Loans are not tied down to a specific car dealer. You can freely choose to purchase your car from a private seller, car dealership, online or even an auction.

Will you pay my car dealer directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.

Do I have to use my new car as security on the loan?

No. Cashify Car Loans are unsecured loans, which means less risk for you! Unsecured loans do not require you to use your car or any type of asset as security on your loan.

Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

Our Car Loans Take the Headache Out of Financing Your New Car

At Cashify, we want to make it easy to get the things you want and that includes a new car or another motor vehicle. Our online car loans can be used to purchase both new and used vehicles and you’re not restricted to just buying a car with our car finance; you can splash out on a truck, van, motorbike, scooter, caravan or even a boat or jet ski. All it takes to get one of our easy car loans online is to complete the application form and we’ll do the rest. We can turn around most applications the same day and provide an instant cash transfer into your nominated bank account – now that’s what we call fast car loan approval! You could borrow any amount between $2000 to $50,000 depending on your financial circumstances. We tailor our interest rates to each individual case and currently our rates for loans above $5000 starting at 5.15% p.a. You’ll also find all the fees and charges associated with our fast car auto loans clearly listed, so be sure to check them out before you apply.

You Won’t Get Into Deep Water with One of Our Low Interest Car Loans

Cashify has a great reputation for providing quick car loans in Australia but it’s not all down to the speed of our approval. While, of course, we do offer fast car auto loans, we do it responsibly. Our quick car loans & used car loans give you the flexibility to get the new car or used car that you want. Having the money readily available means you’ll have an advantage over other potential purchasers who are looking elsewhere for their car loan. But we take our role as providers of quick and easy car loans very seriously and we won’t lend more than we believe you can comfortably afford. We don’t want to see you in financial trouble further down the line. Of course, you’ll also have to meet our eligibility criteria and undergo some financial checks – we wouldn’t be doing our job properly if we handed out quick car loans without doing our due diligence.

Quick Car Loans Online from a Trusted Aussie-Owned and Operated Lender

Our fast and easy process has made us one of the most trusted providers of quick car loans Australia has available and it’s no secret that we offer some of the best car loans, caravan loans, and even jet ski loans around. But don’t just take our word for it, check out how much you could borrow and what your repayments will be via our online calculator now. Read Less

If you have any questions, check our FAQs or send us a message
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