We’ve answered your most asked questions
How do you determine my interest rate?
Our Personal Loans from $500–$5,000 have a flat monthly rate of 4%.
Our Personal+Plus Loans from $5,000–$50,000 feature a personalised interest rate from 8.5% p.a. (comparison rate of 9.45%^). Your personalised interest rate is determined by a number of factors, including your employment history, residential history, credit rating and financial history.
For example, to receive your lowest rate, you must have an excellent credit history, excellent repayment history with existing debts and an excellent credit score.
When you apply for a loan, we’ll confirm your final interest rate once we have assessed your application and verify your financial details.