A Wedding Loan is a type of Personal Loan which allows you to borrow from $500 to $50,000 to cover the costs of your engagement, wedding or honeymoon.

Before you apply, you need to work out the total amount of your outstanding debt left on your existing Personal Loans, credit cards, store cards etc. You can now apply for a Debt Consolidation Loan to cover this amount.

Simply follow these 3 easy steps to consolidate your debt.

1. Complete a simple online application form – click here to apply now
2. Our team will review your application and keep you updated via email on its progress
3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand to budget and flexibility to pay for everything when you need, from your reception to rings, wedding dress and more!

To apply for a Cashify Wedding Loan, you must:

• Be 18 years or over
• Be an Australian citizen or permanent resident
• Be currently employed (see details below)

For loans from $500 – $5,000, you must also:

• Be currently employed Full Time, Part Time, Self-Employed or Casual
• Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

• Be currently employed Full Time, Permanent Part Time or Self-Employed
• Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $500 to $2,000

• Loan Rate: 4% monthly
• Establishment Fee: 20% of loan amount
• Admin Fee: $10 per month

For loans from $2,000 to $5,000

• Loan Rate: 4% monthly
• Establishment Fee: $370
• Admin Fee: $10 per month

For loans from $5,000 to $50,000

• Loan Rate: 8.5% p.a. (comparison rate from 9.45%^{^})
• Establishment Fee: $498
• Admin Fee: $10 per month

Other fees that may apply

• Late Fee: $10
• Reschedule Fee: $14
• Dishonour Fee: $30
• Early Termination Fee: $150

Unfortunately, you aren’t able to delay your repayments on your loan. A Wedding Loan is a type of Personal Loan, which means once you receive your loan amount, you will need to start repaying your loan as per your agreed contract.

Yes of course! We understand how expensive weddings can be. At Cashify, you can use your Wedding Loan on just about anything… All the way from the ring and engagement party, to your wedding dress, reception and catering, plus your well-deserved honeymoon!

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash to cover whatever expenses come in, whenever you need it.