DEBT CONSOLIDATION

Consolidate up to $50,000 & save today!

DEBT CONSOLIDATION LOANS

Consolidate up to $50,000 & save today!*

Juggling credit cards and multiple loans can be stressful for anyone. Simplify your finances and combine it into one easy-to-manage loan, with a Cashify Debt Consolidation Loan. You could save hundreds, or even thousands, in interest!

Simplify your finances instantly!*

Juggling credit cards and multiple loans can be stressful for anyone. Simplify your finances and combine it into one easy-to-manage loan, with a Cashify Debt Consolidation Loan. You could save hundreds, or even thousands, in interest!

Debt Consolidation Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Consolidate from $2,000 to $50,000 in debt from existing personal loans, credit cards or store cards

One easy-to-manage repayment plan to simplify your finances

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Debt Consolidation Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Consolidate from $2,000 to $50,000 in debt from existing personal loans, credit cards or store cards

One easy-to-manage repayment plan to simplify your finances

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Debt Consolidation Loans Australia

Getting an instant Debt Consolidation Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Debt Consolidation Loan is a type of Personal Loan which allows you to simplify from $2,000 to $50,000 worth of debt and combine it into one easy-to-manage loan.

Before you apply, you need to work out the total amount of your outstanding debt left on your existing Personal Loans, credit cards, store cards etc. You can now apply for a Debt Consolidation Loan to cover this amount.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Once your loan is approved, we’ll transfer the money into your nominated bank account
  3. Simply pay out your outstanding debt on your existing Personal Loans, credit cards etc. and close all your old accounts to avoid any future fees.

What you are now left with is one easy-to-manage loan to repay with Cashify.

How do I pay out my debts?

Once your loan has been approved and you sign the digital contract, Cashify will transfer the full amount of your loan into your nominated bank account. You are then able to use this money to pay out your outstanding debt on your existing Personal Loans, credits cards etc.

Cashify recommends once you have paid off your existing debt, you close these old accounts to ensure you don’t incur any further fees.

Why should I consolidate my debt?

There are a number of reasons why people consolidate their debt with Cashify.

  • Save up to hundreds or thousands on interest rates! Our rates start from 8.5% p.a. which is significantly lower than most credit cards.
  • Make your finances simpler by having only one bill to remember to pay
  • Save money by paying only one set of account or admin fees.
  • Take control of your debt and reduce your financial stress.

How much will I save?

By combining all your debt into one easy-to-manage loan, you can save a substantial amount in interest and admin fees. As an example, most standard credit card’s interest rates are around 20% p.a. At Cashify, our rates start from just 8.5% p.a. (comparison rate from 9.45%^). This means, in some cases you could save hundreds or even thousands of dollars over the course of your loan.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 48% p.a.
  • Establishment Fee: $370
  • Other Fees That May Apply
    – Dishonour Fee: $30

For loans from $5,000 to $50,000

  • Loan Rate: From 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month
  • Other Fees That May Apply
    – Reschedule Fee: $14
    – Dishonour Fee: $30
    – Early Termination Fee: $150

Am I eligible?

To apply for a Cashify Debt Consolidation Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

To consolidate loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

To consolidate loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

Frequently asked questions

How does it work?

A Debt Consolidation Loan is a type of Personal Loan which allows you to simplify from $2,000 to $50,000 worth of debt and combine it into one easy-to-manage loan.

Before you apply, you need to work out the total amount of your outstanding debt left on your existing Personal Loans, credit cards, store cards etc. You can now apply for a Debt Consolidation Loan to cover this amount.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Once your loan is approved, we’ll transfer the money into your nominated bank account
  3. Simply pay out your outstanding debt on your existing Personal Loans, credit cards etc. and close all your old accounts to avoid any future fees.

What you are now left with is one easy-to-manage loan to repay with Cashify.

How do I pay out my debts?

Once your loan has been approved and you sign the digital contract, Cashify will transfer the full amount of your loan into your nominated bank account. You are then able to use this money to pay out your outstanding debt on your existing Personal Loans, credits cards etc.

Cashify recommends once you have paid off your existing debt, you close these old accounts to ensure you don’t incur any further fees.

Why should I consolidate debt?

There are a number of reasons why people consolidate their debt with Cashify.

  • Save up to hundreds or thousands on interest rates! Our rates start from 8.5% p.a. which is significantly lower than most credit cards.
  • Make your finances simpler by having only one bill to remember to pay
  • Save money by paying only one set of account or admin fees.
  • Take control of your debt and reduce your financial stress.

How much will I save?

By combining all your debt into one easy-to-manage loan, you can save a substantial amount in interest and admin fees. As an example, most standard credit card’s interest rates are around 20% p.a. At Cashify, our rates start from just 8.5% p.a. (comparison rate from 9.45%^). This means, in some cases you could save hundreds or even thousands of dollars over the course of your loan.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Am I eligible?

To apply for a Cashify Debt Consolidation Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

To consolidate loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

To consolidate loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
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