EMERGENCY LOANS

Solve those surprises with up to $50,000!

EMERGENCY LOANS

Solve those surprises with $2,000–$50,000!

Control an unexpected situation quickly with a Cashify Emergency Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From vet bills to broken appliances, home repairs and more, whatever you need it for, let Cashify help today!

Fix those emergency costs instantly!*

Control an unexpected situation quickly with a Cashify Emergency Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* From vet bills to broken appliances, home repairs and more, whatever you need it for, let Cashify help today!

Cashify Emergency Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your emergency expenses

Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Emergency Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your emergency expenses

Ideal for vet bills, home repairs, broken appliances, flooding, funeral costs and other unbudgeted expenses

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Emergency Loans Australia

Getting an instant Emergency Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

An Emergency Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of an unexpected expense.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your emergency expense, when you need!

Am I eligible?

To apply for a Cashify Emergency Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What are the benefits of an Emergency Loan over a credit card?

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Emergency Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^) so you can save money in interest!

Another great advantage of a Cashify Emergency Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.

What sorts of emergencies can I use it for?

We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Emergency Loan can be used for almost any unplanned financial situation that is out of your control. The most popular reasons why people apply include home repairs, broken appliances, vet bills, funeral costs, flooding, or even the cost of travel to visit a sick family member or friend. Whatever you need it for, let Cashify help.

Frequently asked questions

How does it work?

An Emergency Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of an unexpected expense.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your emergency expense, when you need!

Am I eligible?

To apply for a Cashify Emergency Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

How quickly can I receive the money?

Once your Cashify loan is approved, the money will be transferred to your bank account instantly* if you sign the approved contract between 9am to 9pm on business days. Otherwise the loan will be processed on the next business day. Depending on your bank’s clearance times, you could receive the money in your account within minutes.

What are the benefits of an Emergency Loan over a credit card?

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Emergency Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^) so you can save money in interest!

Another great advantage of a Cashify Emergency Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes whilst knowing exactly what your repayments are.

What sorts of emergencies can I use it for?

We understand that life can sometimes throw you an unexpected surprise that you haven’t budgeted for. A Cashify Emergency Loan can be used for almost any unplanned financial situation that is out of your control. The most popular reasons why people apply include home repairs, broken appliances, vet bills, funeral costs, flooding, or even the cost of travel to visit a sick family member or friend. Whatever you need it for, let Cashify help.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
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