RENOVATION LOANS

Improve your home with up to $50,000!

RENOVATION LOANS

Improve your home with $2,000–$50,000!

Turn your home improvement goals into reality with a Cashify Renovation Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whatever you need it for, let Cashify help you today!

Add to your renovation budget instantly!*

Turn your home improvement goals into reality with a Cashify Renovation Loan. Apply now and get from $2,000 to $50,000 cash with instant transfers into your account!* Whatever you need it for, let Cashify help you today!

Cashify Renovation Loan snapshot

Great rates
from 8.5% p.a.

Loan terms
3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your home improvement expenses

Ideal for kitchen and bathroom updates, backyard pool or spa, landscaping, furnishings, the cost of builders, architects and labourers and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Note: Estimated repayments are indicative only.
This does not constitute an offer of credit by Cashify.

Cashify Renovation Loan snapshot

Great rates
from 8.5% p.a.

Loan terms 3-84 months

Instant cash transfers*

Borrow from $2,000 to $50,000 to help with your home improvement expenses

Ideal for kitchen and bathroom updates, backyard pool or spa, landscaping, furnishings, the cost of builders, architects and labourers and more!

Easy online application

Tailored rates from 8.5% p.a.
(comparison rate from 9.45%^)

Instant* cash transfer into your account

Borrow from a trusted Australian owned and operated lender

Frequently asked questions about Renovation Loans Australia

Getting an instant Renovation Loan can be simple! Below are some of the more common questions answered, however if you still have a question, check out the FAQs page or send us a message.

How does it work?

A Renovation Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your home improvements.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your tradesmen, building materials and other renovation expenses, when you need!

Am I eligible?

To apply for a Cashify Renovation Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Do I have to use a certain builder or tradesmen?

No. At Cashify, we don’t want to tell you how to renovate your own home. Unlike some other providers, Cashify Renovation Loans are not tied down to a specific building supplier. You can freely choose what builders, suppliers and tradesmen you want to use.

Will you pay my tradesmen directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.

I don’t have equity in my home, can I still get a loan?

Yes, you may still be eligible for a Cashify Personal Loan if you are currently employed and Centrelink is NOT your main source of income.

Frequently asked questions

How does it work?

A Renovation Loan is a type of Personal Loan which allows you to borrow from $2,000 to $50,000 to cover the cost of your home improvements.

Simply follow these 3 easy steps to consolidate your debt.

  1. Complete a simple online application form – click here to apply now
  2. Our team will review your application and keep you updated via email on its progress
  3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your tradesmen, building materials and other renovation expenses, when you need!

Am I eligible?

To apply for a Cashify Renovation Loan, you must:

  • Be 18 years or over
  • Be an Australian citizen or permanent resident
  • Be currently employed (see details below)

For loans from $2,000 – $5,000, you must also:

  • Be currently employed Full Time, Part Time, Self-Employed or Casual
  • Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

  • Be currently employed Full Time, Permanent Part Time or Self-Employed
  • Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

What are the fees & charges?

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $2,000 to $5,000

  • Loan Rate: 4% monthly
  • Establishment Fee: $370
  • Admin Fee: $10 per month

For loans from $5,000 to $50,000

  • Loan Rate: 8.5% p.a. (comparison rate from 9.45%^)
  • Establishment Fee: $498
  • Admin Fee: $10 per month

Other fees that may apply

  • Late Fee: $10
  • Reschedule Fee: $14
  • Dishonour Fee: $30
  • Early Termination Fee: $150

Do I have to use a certain builder or tradesmen?

No. At Cashify, we don’t want to tell you how to renovate your own home. Unlike some other providers, Cashify Renovation Loans are not tied down to a specific building supplier. You can freely choose what builders, suppliers and tradesmen you want to use.

Will you pay my tradesmen directly?

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.

I don’t have equity in my home, can I still get a loan?

The short answer is – yes!
Our Renovation Loans are a type of unsecured Personal Loan, which means less risk for you. Unsecured loans do not require you to put up any equity in your home as security on your loan.

Cashify cash transfer Instant cash transfers,
Receive the money in your bank account instantly* if you sign the approved contract between 9am to 9pm on business days.

If you have any questions, check our FAQs or send us a message
Ready to get started?

Apply NowApply Now