A Holiday Loan is a type of Personal Loan which allows you to borrow from $500 to $50,000 to cover the cost of your travel.

Simply follow these 3 easy steps to consolidate your debt.

1. Complete a simple online application form – click here to apply now
2. Our team will review your application and keep you updated via email on its progress
3. Once your loan is approved, we’ll transfer the full amount of your loan as cash into your nominated bank account

You now have the cash on hand and flexibility to pay for your flights, accommodation or other travel expenses, when you need!

To apply for a Cashify Holiday Loan, you must:

• Be 18 years or over
• Be an Australian citizen or permanent resident
• Be currently employed (see details below)

For loans from $500 – $5,000, you must also:

• Be currently employed Full Time, Part Time, Self-Employed or Casual
• Centrelink must not be your main source of income

For loans from $5,000 – $50,000, you must also:

• Be currently employed Full Time, Permanent Part Time or Self-Employed
• Minimum income of $50,000 p.a. before tax

Cashify is a responsible lender and we only lend what we believe you can comfortably afford to repay. All applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.

We know the importance of being honest and upfront with our rates, fees and charges. It’s all here, with no nasty surprises.

For loans from $500 to $2,000

• Loan Rate: 4% monthly
• Establishment Fee: 20% of loan amount
• Admin Fee: $10 per month

For loans from $2,000 to $5,000

• Loan Rate: 4% monthly
• Establishment Fee: $370
• Admin Fee: $10 per month

For loans from $5,000 to $50,000

• Loan Rate: 8.5% p.a. (comparison rate from 9.45%^{^})
• Establishment Fee: $498
• Admin Fee: $10 per month

Other fees that may apply

• Late Fee: $10
• Reschedule Fee: $14
• Dishonour Fee: $30
• Early Termination Fee: $150

Credit cards notoriously attract higher interest rates, with some over 20% p.a. At Cashify, our Holiday Loan rates start from just 8.5% p.a. (comparison rate from 9.45%^{^}) so you can save money in interest to instead spend on your trip!

Another great advantage of a Cashify Holiday Loan is you get the amount paid in a lump sum with fixed rates. This way, you can budget better on allocating where your money goes – from flights to accommodation, tour packages and more – whilst knowing exactly what your repayments are. With a credit card, there is always the temptation to overspend on unnecessary expenses.

No. Once your loan is approved, we will transfer the full loan amount straight into your bank account. You then have the flexibility to use the cash for whatever you need, whenever you need it.

Your Holiday Loan is transferred in Australian Dollars into your nominated Australian bank account. You have the flexibility to access this money however you prefer – whether it be withdrawing cash, purchasing travel cards, using your debit card or transferring cash online. The choice is yours!