How much can I borrow if I have a bad credit rating?

Cashify offer fast cash loans from $3,000 up to $100,000 depending on the value of your asset you’d like to pawn.

Book an appointment with our dedicated team to discuss your financial needs. We’ll evaluate your application and make you a cash loan offer based on the vehicle or valuables you’d like to pawn as security.

What documents do I need to get a loan?

100 points of ID – click here for more
Vehicle’s registration papers

To get a FREE valuation, fill in this form or call 1300 933 053.

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Get started with a quick quote…

More about bad credit loans…

Can I still get a loan if I have bad credit or unemployed?

Yes! We know that sometimes life doesn’t always go as planned. Which is why at Cashify we’ll look at more than just your credit rating. With our no credit check loan options, you can access funds with low interest rates when you take out a cash loan against a vehicle or valuables, like a car, motorbike, boat, luxury watch, jewellery or more.

How quickly can I get the cash?

At Cashify, we understand that financial emergencies do happen where you need money urgently. Cashify offer same-day cash loans if you submit your application before 3pm AEST on a weekday. Once the vehicle or valuables and all documents have been received, you can be approved for a fast cash loan within minutes and the cash transferred into your account on-the-spot.

What do I need to apply for a cash loan?

To avoid a credit check, you can apply for a same-day cash loan simply by using your car, boat, motorbike, luxury watch, jewellery or more as security. To apply, you are required to leave your vehicle or valuables in our secure holdings for the loan term. You’ll also need to present registration paperwork and photo ID. Once approved, you can receive cash in minutes!

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Get a quick cash loan with no credit checks, just by pawning an asset!

Cashify offer fast cash loans for everyday Aussies who have trouble getting finance approval.

Don’t let a bad credit score stop you from getting a loan approval. Whether you need a cash advance until your next pay-day, or you’ve got a big bill to cover, Cashify can help. As Sydney’s leading private finance lender, we can help you access a fast cash loan with competitive rates, even if your credit score is less than perfect.

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Get a cash loan in 5 easy steps!

Get in
touch

Call 1300 933 053 or book online to meet us in our Canterbury office.

Application review

Bring your vehicle or valuables, 100 points of ID, rego papers and we’ll discuss your needs.

Cash loan
offer

Our team will value your asset, make an offer and propose the loan agreement.

Quick cash transfer

Leave your asset with us and the cash will be in your account in minutes!

Get your asset back

Once the loan has been repaid, you can collect your asset in mint condition. Too easy!

Find Out More

Call 1300 933 053 now to book an appointment
and get your FREE valuation today!